Keedysville, MD—21756
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Keedysville, MD
As of Oct '25, the median home price in Keedysville, MD is $454,000, with a year-over-year change of 4.7%. This indicates that home prices in Keedysville, MD are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $454,000 | 4.7% |
| Single Family | $454,000 | 4.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $414,000 | 4.5% |
4 Bed | $523,000 | 3.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Keedysville, MD
Keedysville, MD lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,380 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,100 | $1,100 |
| 3 Bed Rent | $1,650 | $1,650 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Keedysville, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Keedysville, MD is 39. This is a decrease of -55.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $516,000 | -7.0% |
Listing Count | 13 | -3.0% |
| Listings as % of Homes | 0.6% | -3.0% |
Days on Market | 39 | -55.0% |
Demographics — Keedysville, MD
As of the latest ACS Survey released in 2023, Keedysville, MD has a population of 3,170, which has decreased by -11.9% over the past 5 years. Keedysville, MD is a moderately popular place for families, as children make up 23.6% of the population. The area has a moderately educated workforce, with 28.9% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 28.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,170 | -11.9% |
% Under 18 | 23.6% | 15.7% |
% Seniors | 18.9% | 26.0% |
% WFH | 28.3% | 262.8% |
% w/ College Degree | 28.9% | 20.9% |
As of the latest ACS Survey released in 2023, Keedysville, MD is a predominantly white area, with 96.4% of the population identifying as white. The white population has grown by 1.7% in the last 5 years. The second most common race or ethnicity in Keedysville, MD is asian, making up 0.6% of the population. Foreign-born residents account for 2.2% of the population in Keedysville, MD, and this percentage has decreased by 42.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.4% | 1.7% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.5% | -73.7% |
% Asian | 0.6% | 0.0% |
% Foreign Born | 2.2% | -42.1% |
Mortgage and Risk — Keedysville, MD
According to HUD data as of 2023, there were 81 mortgage originations in Keedysville, MD, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Keedysville, MD. Investor activity is low, as 0.0% of loans were by investors. 23.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 81 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 23.0% |
Loan Activity
Rentals and Section 8 — Keedysville, MD
Keedysville, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 3.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,070 |
| 2 Bedroom | $310 | $1,100 | $1,410 |
| 3 Bedroom | $290 | $1,650 | $1,940 |
| 4 Bedroom | N/A | N/A | $2,160 |
Affordability — Keedysville, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $454,000 |
| Median Household Income | $91,800 |