Keymar, MD—21757
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Keymar, MD
As of Oct '25, the median home price in Keymar, MD is $452,000, with a year-over-year change of 5.0%. This indicates that home prices in Keymar, MD are increasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $452,000 | 5.0% |
| Single Family | $452,000 | 4.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $428,000 | 4.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Keymar, MD
Keymar, MD lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,800 | $2,800 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,800 | $2,800 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Keymar, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Keymar, MD is 23. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $352,000 | 33.0% |
Listing Count | 9 | -4.0% |
| Listings as % of Homes | 0.2% | -4.0% |
Days on Market | 23 | 29.0% |
Demographics — Keymar, MD
As of the latest ACS Survey released in 2023, Keymar, MD has a population of 2,810, which has decreased by -12.0% over the past 5 years. Keymar, MD is a moderately popular place for families, as children make up 20.5% of the population. The area has a moderately educated workforce, with 26.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,810 | -12.0% |
% Under 18 | 20.5% | 1.5% |
% Seniors | 19.5% | 26.6% |
% WFH | 14.1% | 206.5% |
% w/ College Degree | 26.9% | 52.8% |
As of the latest ACS Survey released in 2023, Keymar, MD is a predominantly white area, with 92.2% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Keymar, MD is asian, making up 2.0% of the population. Foreign-born residents account for 3.8% of the population in Keymar, MD, and this percentage has increased by 31.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.2% | -2.1% |
% Black | 1.1% | -54.2% |
% Hispanic | 2.0% | -25.9% |
% Asian | 2.0% | ∞% |
% Foreign Born | 3.8% | 31.0% |
Mortgage and Risk — Keymar, MD
According to HUD data as of 2023, there were 20 mortgage originations in Keymar, MD, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Keymar, MD. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 20 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Keymar, MD
Keymar, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 1.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,290 |
| 2 Bedroom | N/A | N/A | $1,510 |
| 3 Bedroom | -$880 | $2,800 | $1,920 |
| 4 Bedroom | N/A | N/A | $2,200 |
Affordability — Keymar, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $452,000 |
| Median Household Income | $98,500 |