Union Bridge, MD 21791 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Union Bridge, MD—21791

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$439,000

2.5% YoY Growth

Household Income

$90,500

6.6% YoY Growth

Days on Market

32.0% Longer YoY

Home Price Forecast

0.0%

Median Rent

$2,850

105.0% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

$2,850

14.0% YoY Growth

Home Price Trends — Union Bridge, MD

As of Dec '25, the median home price in Union Bridge, MD is $439,000, with a year-over-year change of 2.5%. This indicates that home prices in Union Bridge, MD are increasing. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$439,000	2.5%
Single Family	$439,000	2.1%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Union Bridge, MD

As of July '25, Rentcast reports the average rent in Union Bridge, MD is $2,850, with a year-over-year rent change of 105.0%. Per bedroom, the median rent as of July '25 in Union Bridge, MD is 3-bedrooms: $2,850. The most common rental property sizes in Union Bridge, MD are 2-bedroom and 3-bedroom, accounting for 39.2% and 35.6% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,850	$2,850
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	$2,850	$2,850
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

17.0%

2 Bedrooms

39.2%

3 Bedrooms

35.6%

4 Bedrooms

7.2%

5+ Bedrooms

1.0%

Property Listings — Union Bridge, MD

As of Dec '25, Realtor.com reports that the median days on market for a home in Union Bridge, MD is 44. This is a decrease of -31.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$750,000	85.0%
Listing Count	16	67.0%
Listings as % of Homes	0.4%	67.0%
Days on Market	48	32.0%

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Demographics — Union Bridge, MD

As of the latest ACS Survey released in 2023, Union Bridge, MD has a population of 4,730, which has decreased by -11.1% over the past 5 years. Union Bridge, MD is a moderately popular place for families, as children make up 21.8% of the population. The area has a moderately educated workforce, with 26.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.1% reporting working from home.

Metric	Latest Census	YoY % Change
Population	4,730	-11.1%
% Under 18	21.8%	17.2%
% Seniors	19.3%	-14.2%
% WFH	8.1%	-18.2%
% w/ College Degree	26.3%	11.0%

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As of the latest ACS Survey released in 2023, Union Bridge, MD is a predominantly white area, with 93.6% of the population identifying as white. The white population has grown by 0.5% in the last 5 years. The second most common race or ethnicity in Union Bridge, MD is asian, making up 2.4% of the population. Foreign-born residents account for 2.5% of the population in Union Bridge, MD, and this percentage has increased by 47.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	93.6%	0.5%
% Black	1.8%	-33.3%
% Hispanic	1.1%	-52.2%
% Asian	2.4%	200.0%
% Foreign Born	2.5%	47.1%

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Mortgage and Risk — Union Bridge, MD

According to HUD data as of 2023, there were 127 mortgage originations in Union Bridge, MD, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Union Bridge, MD. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	127
% Conventional Loans	87.0%
% Government Loans	13.0%
% Investor Loans	1.0%
% Second Loans	2.0%
% Cash Out Refinance	13.0%

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Rentals and Section 8 — Union Bridge, MD

Union Bridge, MD lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	34
Total Units Section 8	34
% Rentals under Section 8	11.4%
% Occupied Section 8	76.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,260
2 Bedroom	N/A	N/A	$1,480
3 Bedroom	-$970	$2,850	$1,880
4 Bedroom	N/A	N/A	$2,160

Union Bridge, MD—21791

Key Metrics at a Glance

Home Price Trends — Union Bridge, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Union Bridge, MD

% of Rental Stock

Property Listings — Union Bridge, MD

Demographics — Union Bridge, MD

Race and Ethnicity

Mortgage and Risk — Union Bridge, MD

Mortgages

Rentals and Section 8 — Union Bridge, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Union Bridge, MD

Home Price to Income Ratio

Union Bridge, MD — ZIP Code Boundary Map

Nearby ZIP Codes

New Windsor, MD

Libertytown

Keymar, MD

Woodsboro, MD

Taneytown, MD

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.3
Median Home Price	$439,000
Median Household Income	$90,500

Union Bridge, MD—21791

Key Metrics at a Glance

Home Price Trends — Union Bridge, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Union Bridge, MD

% of Rental Stock

Property Listings — Union Bridge, MD

Demographics — Union Bridge, MD

Race and Ethnicity

Mortgage and Risk — Union Bridge, MD

Mortgages

Rentals and Section 8 — Union Bridge, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Union Bridge, MD

Home Price to Income Ratio

Union Bridge, MD — ZIP Code Boundary Map

Nearby ZIP Codes

New Windsor, MD

Libertytown

Keymar, MD

Woodsboro, MD

Taneytown, MD

Frequently Asked Questions

What is the average home price in Union Bridge, MD 21791?

How have home prices in Union Bridge, MD 21791 changed over the past year?

What is the home price projection for Union Bridge, MD 21791?

What are the demographics of Union Bridge, MD 21791?

How long does it take homes to sell in Union Bridge, MD 21791?

What is the average rent price in Union Bridge, MD 21791?