Williamsport, MD—21795
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Williamsport, MD
As of Oct '25, the median home price in Williamsport, MD is $337,000, with a year-over-year change of 3.9%. This indicates that home prices in Williamsport, MD are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $337,000 | 3.9% |
| Single Family | $337,000 | 3.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $244,000 | 5.2% |
3 Bed | $334,000 | 3.7% |
4 Bed | $439,000 | 3.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Williamsport, MD
As of July '25, Rentcast reports the average rent in Williamsport, MD is $1,610, with a year-over-year rent change of -19.1%. Per bedroom, the median rent as of July '25 in Williamsport, MD is 2-bedrooms: $1,290, 3-bedrooms: $1,520. The most common rental property sizes in Williamsport, MD are 2-bedroom and 3-bedroom, accounting for 48.1% and 24.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,610 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,100 | $1,290 |
| 3 Bed Rent | $1,520 | $1,520 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Williamsport, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Williamsport, MD is 41. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $381,000 | -7.0% |
Listing Count | 39 | 20.0% |
| Listings as % of Homes | 0.4% | 20.0% |
Days on Market | 41 | -11.0% |
Demographics — Williamsport, MD
As of the latest ACS Survey released in 2023, Williamsport, MD has a population of 9,940, which has increased by 7.6% over the past 5 years. Williamsport, MD is a moderately popular place for families, as children make up 19.8% of the population. The area has a moderately educated workforce, with 26.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,940 | 7.6% |
% Under 18 | 19.8% | -1.5% |
% Seniors | 19.4% | -12.6% |
% WFH | 5.8% | 18.4% |
% w/ College Degree | 26.1% | 19.7% |
As of the latest ACS Survey released in 2023, Williamsport, MD is a predominantly white area, with 87.3% of the population identifying as white. The white population has shrunk by 2.0% in the last 5 years. The second most common race or ethnicity in Williamsport, MD is hispanic, making up 3.2% of the population. Foreign-born residents account for 2.8% of the population in Williamsport, MD, and this percentage has increased by 86.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.3% | -2.0% |
% Black | 2.8% | -22.2% |
% Hispanic | 3.2% | 68.4% |
% Asian | 0.3% | -72.7% |
% Foreign Born | 2.8% | 86.7% |
Mortgage and Risk — Williamsport, MD
According to HUD data as of 2023, there were 100 mortgage originations in Williamsport, MD, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Williamsport, MD. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 100 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Williamsport, MD
Williamsport, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 117 |
Total Units Section 8 | 117 |
% Rentals under Section 8 | 9.8% |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $940 |
| 2 Bedroom | $130 | $1,100 | $1,230 |
| 3 Bedroom | $170 | $1,520 | $1,690 |
| 4 Bedroom | N/A | N/A | $1,880 |
Affordability — Williamsport, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $337,000 |
| Median Household Income | $83,500 |