Woodsboro, MD—21798
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Woodsboro, MD
As of Oct '25, the median home price in Woodsboro, MD is $505,000, with a year-over-year change of 4.1%. This indicates that home prices in Woodsboro, MD are increasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $505,000 | 4.1% |
| Single Family | $515,000 | 3.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $437,000 | 3.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Woodsboro, MD
Woodsboro, MD lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Woodsboro, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Woodsboro, MD is 26. This is a decrease of -67.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $456,000 | 6.0% |
Listing Count | 12 | 32.0% |
| Listings as % of Homes | 0.6% | 32.0% |
Days on Market | 26 | -67.0% |
Demographics — Woodsboro, MD
As of the latest ACS Survey released in 2023, Woodsboro, MD has a population of 2,760, which has increased by 46.0% over the past 5 years. Woodsboro, MD is a moderately popular place for families, as children make up 24.9% of the population. The area has a moderately educated workforce, with 37.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,760 | 46.0% |
% Under 18 | 24.9% | 19.7% |
% Seniors | 13.5% | -21.5% |
% WFH | 15.2% | 102.7% |
% w/ College Degree | 37.2% | 20.8% |
As of the latest ACS Survey released in 2023, Woodsboro, MD is a predominantly white area, with 80.4% of the population identifying as white. The white population has shrunk by 12.0% in the last 5 years. The second most common race or ethnicity in Woodsboro, MD is black, making up 13.1% of the population. Foreign-born residents account for 8.9% of the population in Woodsboro, MD, and this percentage has increased by 304.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.4% | -12.0% |
% Black | 13.1% | 1,090.9% |
% Hispanic | 2.1% | -60.4% |
% Asian | 0.7% | 0.0% |
% Foreign Born | 8.9% | 304.5% |
Mortgage and Risk — Woodsboro, MD
According to HUD data as of 2023, there were 49 mortgage originations in Woodsboro, MD, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Woodsboro, MD. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 49 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Woodsboro, MD
Woodsboro, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 1.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,120 |
| 2 Bedroom | N/A | N/A | $1,260 |
| 3 Bedroom | N/A | N/A | $1,580 |
| 4 Bedroom | N/A | N/A | $1,860 |
Affordability — Woodsboro, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $505,000 |
| Median Household Income | $126,000 |