Dames Quarter, MD—21821
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dames Quarter, MD
As of Oct '25, the median home price in Dames Quarter, MD is $201,000, with a year-over-year change of 3.6%. This indicates that home prices in Dames Quarter, MD are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $201,000 | 3.6% |
| Single Family | $201,000 | 3.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $238,000 | 0.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Dames Quarter, MD
Dames Quarter, MD lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Dames Quarter, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Dames Quarter, MD is 77. This is a increase of 42.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $255,000 | -16.0% |
Listing Count | 15 | -2.0% |
| Listings as % of Homes | 1.3% | -2.0% |
Days on Market | 77 | 42.0% |
Demographics — Dames Quarter, MD
As of the latest ACS Survey released in 2023, Dames Quarter, MD has a population of 736, which has decreased by -20.3% over the past 5 years. Dames Quarter, MD is a less popular place for families, as children make up 10.6% of the population. The area has a poorly educated workforce, with 8.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 736 | -20.3% |
% Under 18 | 10.6% | -20.3% |
% Seniors | 30.4% | -14.1% |
% WFH | 8.0% | 12.7% |
% w/ College Degree | 8.4% | -59.0% |
As of the latest ACS Survey released in 2023, Dames Quarter, MD is a predominantly white area, with 90.9% of the population identifying as white. The white population has grown by 12.9% in the last 5 years. The second most common race or ethnicity in Dames Quarter, MD is hispanic, making up 4.5% of the population. Foreign-born residents account for 6.0% of the population in Dames Quarter, MD, and this percentage has increased by 172.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.9% | 12.9% |
% Black | 4.3% | -70.5% |
% Hispanic | 4.5% | 95.7% |
% Asian | 0.0% | N/A |
% Foreign Born | 6.0% | 172.7% |
Mortgage and Risk — Dames Quarter, MD
According to HUD data as of 2023, there were 28 mortgage originations in Dames Quarter, MD, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Dames Quarter, MD. Investor activity is low, as 0.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 28 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 0.0% |
% Second Loans | 18.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Dames Quarter, MD
Dames Quarter, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,150 |
| 2 Bedroom | N/A | N/A | $1,510 |
| 3 Bedroom | N/A | N/A | $1,950 |
| 4 Bedroom | N/A | N/A | $2,040 |
Affordability — Dames Quarter, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $201,000 |
| Median Household Income | $51,500 |