Fruitland, MD—21826
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fruitland, MD
As of Oct '25, the median home price in Fruitland, MD is $253,000, with a year-over-year change of 1.4%. This indicates that home prices in Fruitland, MD are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $253,000 | 1.4% |
| Single Family | $253,000 | 1.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $190,000 | 5.0% |
3 Bed | $257,000 | 2.0% |
4 Bed | $350,000 | 0.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Fruitland, MD
As of July '25, Rentcast reports the average rent in Fruitland, MD is $2,020, with a year-over-year rent change of 12.2%. Per bedroom, the median rent as of July '25 in Fruitland, MD is 3-bedrooms: $2,000, 4-bedrooms: $2,200. The most common rental property sizes in Fruitland, MD are 3-bedroom and 1-bedroom, accounting for 46.1% and 30.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,920 | $2,020 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,920 | $2,000 |
| 4 Bed Rent | $2,200 | $2,200 |
% of Rental Stock
Property Listings — Fruitland, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Fruitland, MD is 105. This is a increase of 173.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $344,000 | 25.0% |
Listing Count | 32 | 36.0% |
| Listings as % of Homes | 0.8% | 36.0% |
Days on Market | 105 | 173.0% |
Demographics — Fruitland, MD
As of the latest ACS Survey released in 2023, Fruitland, MD has a population of 5,660, which has increased by 6.1% over the past 5 years. Fruitland, MD is a popular place for families, as children make up 25.7% of the population. The area has a moderately educated workforce, with 38.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,660 | 6.1% |
% Under 18 | 25.7% | 17.9% |
% Seniors | 11.9% | 3.5% |
% WFH | 6.9% | 115.6% |
% w/ College Degree | 38.6% | 36.4% |
As of the latest ACS Survey released in 2023, Fruitland, MD is a predominantly white area, with 50.7% of the population identifying as white. The white population has shrunk by 10.6% in the last 5 years. The second most common race or ethnicity in Fruitland, MD is black, making up 27.1% of the population. Foreign-born residents account for 10.4% of the population in Fruitland, MD, and this percentage has decreased by 2.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 50.7% | -10.6% |
% Black | 27.1% | 0.7% |
% Hispanic | 13.9% | 195.7% |
% Asian | 3.4% | -48.5% |
% Foreign Born | 10.4% | -2.8% |
Mortgage and Risk — Fruitland, MD
According to HUD data as of 2023, there were 135 mortgage originations in Fruitland, MD, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Fruitland, MD. Investor activity is low, as 4.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 135 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 4.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Fruitland, MD
Fruitland, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 162 |
Total Units Section 8 | 116 |
% Rentals under Section 8 | 13.5% |
% Occupied Section 8 | 82.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,350 |
| 2 Bedroom | N/A | N/A | $1,770 |
| 3 Bedroom | $420 | $1,920 | $2,340 |
| 4 Bedroom | $150 | $2,200 | $2,350 |
Affordability — Fruitland, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $253,000 |
| Median Household Income | $63,500 |