Mardela Springs, MD—21837
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mardela Springs, MD
As of Oct '25, the median home price in Mardela Springs, MD is $288,000, with a year-over-year change of 3.5%. This indicates that home prices in Mardela Springs, MD are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $288,000 | 3.5% |
| Single Family | $288,000 | 4.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $292,000 | 4.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mardela Springs, MD
Mardela Springs, MD lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mardela Springs, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Mardela Springs, MD is 36. This is a decrease of -71.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $365,000 | 58.0% |
Listing Count | 7 | 35.0% |
| Listings as % of Homes | 0.5% | 35.0% |
Days on Market | 36 | -71.0% |
Demographics — Mardela Springs, MD
As of the latest ACS Survey released in 2023, Mardela Springs, MD has a population of 2,980, which has decreased by -8.9% over the past 5 years. Mardela Springs, MD is a moderately popular place for families, as children make up 21.0% of the population. The area has a poorly educated workforce, with 19.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,980 | -8.9% |
% Under 18 | 21.0% | 1.0% |
% Seniors | 18.6% | 30.1% |
% WFH | 4.1% | -30.5% |
% w/ College Degree | 19.0% | 95.9% |
As of the latest ACS Survey released in 2023, Mardela Springs, MD is a predominantly white area, with 64.9% of the population identifying as white. The white population has shrunk by 6.2% in the last 5 years. The second most common race or ethnicity in Mardela Springs, MD is black, making up 26.1% of the population. Foreign-born residents account for 3.6% of the population in Mardela Springs, MD, and this percentage has increased by 56.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 64.9% | -6.2% |
% Black | 26.1% | 15.0% |
% Hispanic | 6.2% | -12.7% |
% Asian | 0.9% | 800.0% |
% Foreign Born | 3.6% | 56.5% |
Mortgage and Risk — Mardela Springs, MD
According to HUD data as of 2023, there were 68 mortgage originations in Mardela Springs, MD, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Mardela Springs, MD. Investor activity is low, as 1.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 68 |
% Conventional Loans | 60.0% |
% Government Loans | 40.0% |
% Investor Loans | 1.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Mardela Springs, MD
Mardela Springs, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,190 |
| 2 Bedroom | N/A | N/A | $1,560 |
| 3 Bedroom | N/A | N/A | $2,060 |
| 4 Bedroom | N/A | N/A | $2,070 |
Affordability — Mardela Springs, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $288,000 |
| Median Household Income | $71,700 |