Ruther Glen, VA22546

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$334,000
0.7% YoY Growth
Median Household Income
$89,100
23.9% 5-Year Growth
Days on Market
35
9.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$2,040
2.4% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,280
N/A
3-Bed Rent
$2,040
0.0% YoY Growth

Property Listings — Ruther Glen, VA

As of Oct '25, Realtor.com reports that the median days on market for a home in Ruther Glen, VA is 35. This is a decrease of -9.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$369,000-7.0%
Listing Count
973.0%
Listings as % of Homes1.3%3.0%
Days on Market
35-9.0%
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Demographics — Ruther Glen, VA

As of the latest ACS Survey released in 2023, Ruther Glen, VA has a population of 17,900, which has increased by 9.9% over the past 5 years. Ruther Glen, VA is a moderately popular place for families, as children make up 25.0% of the population. The area has a poorly educated workforce, with 23.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
17,9009.9%
% Under 18
25.0%-7.7%
% Seniors
14.8%12.1%
% WFH
10.0%426.3%
% w/ College Degree
23.9%18.3%
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As of the latest ACS Survey released in 2023, Ruther Glen, VA is a predominantly white area, with 58.1% of the population identifying as white. The white population has shrunk by 11.6% in the last 5 years. The second most common race or ethnicity in Ruther Glen, VA is black, making up 27.8% of the population. Foreign-born residents account for 5.3% of the population in Ruther Glen, VA, and this percentage has increased by 120.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
58.1%-11.6%
% Black
27.8%-2.1%
% Hispanic
8.1%211.5%
% Asian
1.5%87.5%
% Foreign Born
5.3%120.8%
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Mortgage and Risk — Ruther Glen, VA

According to HUD data as of 2023, there were 642 mortgage originations in Ruther Glen, VA, of which 54.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 48.0% above 90% LTV (very high). This implies large mortgage risk in Ruther Glen, VA. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
642
% Conventional Loans
54.0%
% Government Loans
46.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Ruther Glen, VA

Ruther Glen, VA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
7
Total Units Section 8
6
% Rentals under Section 8
0.8%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,420
2 Bedroom$320$1,280$1,600
3 Bedroom$0$2,040$2,040
4 Bedroom-$20$2,500$2,480

Affordability — Ruther Glen, VA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.5
Median Home Price$334,000
Median Household Income$89,100

Ruther Glen, VA — ZIP Code Boundary Map

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Frequently Asked Questions