Winchester, VA22603

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$426,000
2.6% YoY Growth
Median Household Income
$79,300
18.0% 5-Year Growth
Days on Market
45
11.0% Longer than last year
Home Price Forecast
1.9%
Median Rent
$1,800
7.4% YoY Growth
1-Bed Rent
$1,400
6.1% YoY Growth
2-Bed Rent
$1,550
7.9% YoY Growth
3-Bed Rent
$2,000
1.9% YoY Growth

Other Zip Codes in Winchester, VA

Property Listings — Winchester, VA

As of Oct '25, Realtor.com reports that the median days on market for a home in Winchester, VA is 45. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$559,000-1.0%
Listing Count
6491.0%
Listings as % of Homes0.5%91.0%
Days on Market
4511.0%
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Demographics — Winchester, VA

As of the latest ACS Survey released in 2023, Winchester, VA has a population of 17,700, which has increased by 11.5% over the past 5 years. Winchester, VA is a moderately popular place for families, as children make up 18.1% of the population. The area has a moderately educated workforce, with 27.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
17,70011.5%
% Under 18
18.1%-13.8%
% Seniors
26.0%20.9%
% WFH
5.7%14.0%
% w/ College Degree
27.3%24.7%
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As of the latest ACS Survey released in 2023, Winchester, VA is a predominantly white area, with 73.9% of the population identifying as white. The white population has shrunk by 11.3% in the last 5 years. The second most common race or ethnicity in Winchester, VA is hispanic, making up 17.6% of the population. Foreign-born residents account for 11.6% of the population in Winchester, VA, and this percentage has increased by 90.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
73.9%-11.3%
% Black
3.6%12.5%
% Hispanic
17.6%54.4%
% Asian
1.3%85.7%
% Foreign Born
11.6%90.2%
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Mortgage and Risk — Winchester, VA

According to HUD data as of 2023, there were 244 mortgage originations in Winchester, VA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Winchester, VA. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
244
% Conventional Loans
80.0%
% Government Loans
20.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Winchester, VA

As of 2024, the percent of homes in Winchester, VA under the Section 8 program is 1.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Winchester, VA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
14
Total Units Section 8
14
% Rentals under Section 8
1.0%
% Occupied Section 8
88.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$170$1,400$1,230
2 Bedroom-$10$1,550$1,540
3 Bedroom-$80$2,000$1,920
4 Bedroom$640$1,950$2,590

Affordability — Winchester, VA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.8
Median Home Price$426,000
Median Household Income$79,300

Winchester, VA — ZIP Code Boundary Map

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Frequently Asked Questions