Cross Junction, VA—22625
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cross Junction, VA
As of Oct '25, the median home price in Cross Junction, VA is $423,000, with a year-over-year change of 3.6%. This indicates that home prices in Cross Junction, VA are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $423,000 | 3.6% |
| Single Family | $423,000 | 3.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $361,000 | 3.1% |
3 Bed | $403,000 | 3.6% |
4 Bed | $455,000 | 4.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cross Junction, VA
As of July '25, Rentcast reports the average rent in Cross Junction, VA is $2,440, with a year-over-year rent change of 10.4%. Per bedroom, the median rent as of July '25 in Cross Junction, VA is 3-bedrooms: $2,090, 4-bedrooms: $3,800. The most common rental property sizes in Cross Junction, VA are 3-bedroom and 4-bedroom, accounting for 62.5% and 37.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,190 | $2,440 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,980 | $2,090 |
| 4 Bed Rent | $3,800 | $3,800 |
% of Rental Stock
Property Listings — Cross Junction, VA
As of Oct '25, Realtor.com reports that the median days on market for a home in Cross Junction, VA is 74. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $484,000 | 2.0% |
Listing Count | 32 | 22.0% |
| Listings as % of Homes | 1.7% | 22.0% |
Days on Market | 74 | 0.0% |
Demographics — Cross Junction, VA
As of the latest ACS Survey released in 2023, Cross Junction, VA has a population of 3,130, which has remained stable by -0.3% over the past 5 years. Cross Junction, VA is a moderately popular place for families, as children make up 20.3% of the population. The area has a moderately educated workforce, with 26.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,130 | -0.3% |
% Under 18 | 20.3% | 0.5% |
% Seniors | 25.4% | 28.3% |
% WFH | 10.6% | 178.9% |
% w/ College Degree | 26.5% | -28.4% |
As of the latest ACS Survey released in 2023, Cross Junction, VA is a predominantly white area, with 93.9% of the population identifying as white. The white population has remained stable in the last 5 years. The second most common race or ethnicity in Cross Junction, VA is hispanic, making up 3.4% of the population. Foreign-born residents account for 1.0% of the population in Cross Junction, VA, and this percentage has increased by 233.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.9% | 0.0% |
% Black | 1.2% | -14.3% |
% Hispanic | 3.4% | 183.3% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.0% | 233.3% |
Mortgage and Risk — Cross Junction, VA
According to HUD data as of 2023, there were 159 mortgage originations in Cross Junction, VA, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Cross Junction, VA. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 159 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Cross Junction, VA
Cross Junction, VA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,300 |
| 2 Bedroom | N/A | N/A | $1,630 |
| 3 Bedroom | $60 | $1,980 | $2,040 |
| 4 Bedroom | -$1,040 | $3,800 | $2,760 |
Affordability — Cross Junction, VA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $423,000 |
| Median Household Income | $96,800 |