Harrisonburg, VA22801

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$366,000
3.8% YoY Growth
Median Household Income
$70,800
45.1% 5-Year Growth
Days on Market
53
18.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$1,400
3.4% YoY Growth
1-Bed Rent
$1,050
11.1% YoY Growth
2-Bed Rent
$1,380
2.0% YoY Growth
3-Bed Rent
$1,980
2.0% YoY Growth

Other Zip Codes in Harrisonburg, VA

Property Listings — Harrisonburg, VA

As of Oct '25, Realtor.com reports that the median days on market for a home in Harrisonburg, VA is 53. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$470,00018.0%
Listing Count
15126.0%
Listings as % of Homes0.8%26.0%
Days on Market
5318.0%
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Demographics — Harrisonburg, VA

As of the latest ACS Survey released in 2023, Harrisonburg, VA has a population of 39,900, which has decreased by -1.9% over the past 5 years. Harrisonburg, VA is a moderately popular place for families, as children make up 18.1% of the population. The area has a moderately educated workforce, with 42.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
39,900-1.9%
% Under 18
18.1%5.2%
% Seniors
12.7%15.5%
% WFH
8.2%121.6%
% w/ College Degree
42.5%2.7%
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As of the latest ACS Survey released in 2023, Harrisonburg, VA is a predominantly white area, with 68.0% of the population identifying as white. The white population has shrunk by 5.6% in the last 5 years. The second most common race or ethnicity in Harrisonburg, VA is hispanic, making up 18.0% of the population. Foreign-born residents account for 15.9% of the population in Harrisonburg, VA, and this percentage has decreased by 1.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
68.0%-5.6%
% Black
6.4%14.3%
% Hispanic
18.0%12.5%
% Asian
2.9%-25.6%
% Foreign Born
15.9%-1.2%
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Mortgage and Risk — Harrisonburg, VA

According to HUD data as of 2023, there were 596 mortgage originations in Harrisonburg, VA, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Harrisonburg, VA. Investor activity is low, as 6.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
596
% Conventional Loans
86.0%
% Government Loans
14.0%
% Investor Loans
6.0%
% Second Loans
1.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — Harrisonburg, VA

As of 2024, the percent of homes in Harrisonburg, VA under the Section 8 program is 4.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Harrisonburg, VA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
308
Total Units Section 8
308
% Rentals under Section 8
4.5%
% Occupied Section 8
90.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$180$1,050$1,230
2 Bedroom$190$1,380$1,570
3 Bedroom$140$1,980$2,120
4 Bedroom$1,785$825$2,610

Affordability — Harrisonburg, VA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.8
Median Home Price$366,000
Median Household Income$70,800

Harrisonburg, VA — ZIP Code Boundary Map

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Frequently Asked Questions