Crozet, VA22932

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$597,000
2.5% YoY Growth
Median Household Income
$115,000
52.8% 5-Year Growth
Days on Market
54
4.0% Longer than last year
Home Price Forecast
1.4%
Median Rent
$2,640
8.1% YoY Growth
1-Bed Rent
$1,700
0.0% YoY Growth
2-Bed Rent
$2,000
5.2% YoY Growth
3-Bed Rent
$2,620
2.7% YoY Growth

Property Listings — Crozet, VA

As of Oct '25, Realtor.com reports that the median days on market for a home in Crozet, VA is 54. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$657,00010.0%
Listing Count
91-8.0%
Listings as % of Homes2.3%-8.0%
Days on Market
544.0%
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Demographics — Crozet, VA

As of the latest ACS Survey released in 2023, Crozet, VA has a population of 9,180, which has increased by 17.8% over the past 5 years. Crozet, VA is a popular place for families, as children make up 27.1% of the population. The area has a highly educated workforce, with 68.7% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 27.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
9,18017.8%
% Under 18
27.1%-0.4%
% Seniors
18.7%18.4%
% WFH
27.3%78.4%
% w/ College Degree
68.7%15.5%
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As of the latest ACS Survey released in 2023, Crozet, VA is a predominantly white area, with 88.8% of the population identifying as white. The white population has grown by 1.8% in the last 5 years. The second most common race or ethnicity in Crozet, VA is hispanic, making up 3.4% of the population. Foreign-born residents account for 5.6% of the population in Crozet, VA, and this percentage has decreased by 5.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
88.8%1.8%
% Black
2.0%-58.3%
% Hispanic
3.4%6.2%
% Asian
2.8%-20.0%
% Foreign Born
5.6%-5.1%
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Mortgage and Risk — Crozet, VA

According to HUD data as of 2023, there were 400 mortgage originations in Crozet, VA, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Crozet, VA. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
400
% Conventional Loans
87.0%
% Government Loans
13.0%
% Investor Loans
4.0%
% Second Loans
2.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Crozet, VA

As of 2024, the percent of homes in Crozet, VA under the Section 8 program is 10.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Crozet, VA, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
78
Total Units Section 8
78
% Rentals under Section 8
10.4%
% Occupied Section 8
89.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$50$1,700$1,750
2 Bedroom$40$2,000$2,040
3 Bedroom-$80$2,620$2,540
4 Bedroom$290$2,800$3,090

Affordability — Crozet, VA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.8
Median Home Price$597,000
Median Household Income$115,000

Crozet, VA — ZIP Code Boundary Map

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Frequently Asked Questions