Ruckersville, VA—22968
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ruckersville, VA
As of Oct '25, the median home price in Ruckersville, VA is $387,000, with a year-over-year change of 3.9%. This indicates that home prices in Ruckersville, VA are increasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $387,000 | 3.9% |
| Single Family | $387,000 | 3.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $313,000 | 1.6% |
3 Bed | $363,000 | 3.7% |
4 Bed | $516,000 | 4.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ruckersville, VA
As of July '25, Rentcast reports the average rent in Ruckersville, VA is $2,070, with a year-over-year rent change of -5.9%. Per bedroom, the median rent as of July '25 in Ruckersville, VA is 1-bedrooms: $950, 2-bedrooms: $1,610, 3-bedrooms: $2,070, 4-bedrooms: $2,460. The most common rental property sizes in Ruckersville, VA are 3-bedroom and 2-bedroom, accounting for 66.9% and 20.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,150 | $2,070 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $950 | $950 |
| 2 Bed Rent | $1,230 | $1,610 |
| 3 Bed Rent | $2,050 | $2,070 |
| 4 Bed Rent | $2,500 | $2,460 |
% of Rental Stock
Property Listings — Ruckersville, VA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ruckersville, VA is 127. This is a increase of 143.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 3.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $815,000 | 72.0% |
Listing Count | 59 | 3.0% |
| Listings as % of Homes | 1.0% | 3.0% |
Days on Market | 127 | 143.0% |
Demographics — Ruckersville, VA
As of the latest ACS Survey released in 2023, Ruckersville, VA has a population of 10,600, which has decreased by -1.9% over the past 5 years. Ruckersville, VA is a popular place for families, as children make up 26.0% of the population. The area has a moderately educated workforce, with 31.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,600 | -1.9% |
% Under 18 | 26.0% | 4.4% |
% Seniors | 18.5% | 32.1% |
% WFH | 13.6% | 257.9% |
% w/ College Degree | 31.2% | 5.4% |
As of the latest ACS Survey released in 2023, Ruckersville, VA is a predominantly white area, with 72.4% of the population identifying as white. The white population has shrunk by 6.6% in the last 5 years. The second most common race or ethnicity in Ruckersville, VA is hispanic, making up 11.4% of the population. Foreign-born residents account for 8.5% of the population in Ruckersville, VA, and this percentage has increased by 46.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 72.4% | -6.6% |
% Black | 7.8% | 20.0% |
% Hispanic | 11.4% | 48.1% |
% Asian | 3.4% | 41.7% |
% Foreign Born | 8.5% | 46.6% |
Mortgage and Risk — Ruckersville, VA
According to HUD data as of 2023, there were 239 mortgage originations in Ruckersville, VA, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Ruckersville, VA. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 239 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Ruckersville, VA
As of 2024, the percent of homes in Ruckersville, VA under the Section 8 program is 8.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Ruckersville, VA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 73 |
Total Units Section 8 | 73 |
% Rentals under Section 8 | 8.9% |
% Occupied Section 8 | 83.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $330 | $950 | $1,280 |
| 2 Bedroom | $290 | $1,230 | $1,520 |
| 3 Bedroom | -$140 | $2,050 | $1,910 |
| 4 Bedroom | -$150 | $2,500 | $2,350 |
Affordability — Ruckersville, VA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $387,000 |
| Median Household Income | $83,400 |