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Lovingston, VA—22971

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$242,000
1.1% YoY Growth
Household Income
$76,200
65.9% YoY Growth
Days on Market
155
183.0% Longer YoY
Home Price Forecast
1.4%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Other Zip Codes in Lovingston, VA

22949
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Lovingston, VA

As of Dec '25, the median home price in Lovingston, VA is $242,000, with a year-over-year change of 1.1%. This indicates that home prices in Lovingston, VA are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$242,0001.1%
Single Family $242,0002.1%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$200,0003.6%
    3 Bed
    		$256,0002.0%
    4 Bed
    		$375,0005.0%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    2.0%
    1 Bedroom
    7.8%
    2 Bedrooms
    16.7%
    3 Bedrooms
    43.6%
    4 Bedrooms
    26.2%
    5+ Bedrooms
    3.7%

    Rental Trends — Lovingston, VA

    Lovingston, VA lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average RentN/AN/A
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    1 Bedroom
    7.3%
    2 Bedrooms
    36.9%
    3 Bedrooms
    36.9%
    4 Bedrooms
    18.8%

    Property Listings — Lovingston, VA

    As of Dec '25, Realtor.com reports that the median days on market for a home in Lovingston, VA is 153. This is a increase of 178.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$449,00013.0%
    Listing Count
    		1-18.0%
    Listings as % of Homes0.3%-18.0%
    Days on Market
    		155183.0%
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    Demographics — Lovingston, VA

    As of the latest ACS Survey released in 2023, Lovingston, VA has a population of 2,350, which has increased by 56.1% over the past 5 years. Lovingston, VA is a moderately popular place for families, as children make up 20.1% of the population. The area has a poorly educated workforce, with 14.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.6% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		2,35056.1%
    % Under 18
    		20.1%11.0%
    % Seniors
    		14.7%5.0%
    % WFH
    		9.6%-14.3%
    % w/ College Degree
    		14.5%-25.6%
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    As of the latest ACS Survey released in 2023, Lovingston, VA is a predominantly white area, with 71.2% of the population identifying as white. The white population has shrunk by 6.7% in the last 5 years. The second most common race or ethnicity in Lovingston, VA is black, making up 13.2% of the population. Foreign-born residents account for 7.2% of the population in Lovingston, VA, and this percentage has increased by 12.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		71.2%-6.7%
    % Black
    		13.2%97.0%
    % Hispanic
    		12.5%-19.4%
    % Asian
    		0.0%N/A
    % Foreign Born
    		7.2%12.5%
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    Mortgage and Risk — Lovingston, VA

    According to HUD data as of 2023, there were 44 mortgage originations in Lovingston, VA, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Lovingston, VA. Investor activity is low, as 0.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		44
    % Conventional Loans
    		77.0%
    % Government Loans
    		23.0%
    % Investor Loans
    		0.0%
    % Second Loans
    		5.0%
    % Cash Out Refinance
    		18.0%
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    Rentals and Section 8 — Lovingston, VA

    Lovingston, VA lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		9
    Total Units Section 8
    		9
    % Rentals under Section 8
    		5.4%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,280
    2 BedroomN/AN/A$1,520
    3 BedroomN/AN/A$1,910
    4 BedroomN/AN/A$2,350

    Affordability — Lovingston, VA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.8
    Median Home Price$242,000
    Median Household Income$76,200

    Lovingston, VA — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Lovingston, VA

    22949

    Faber, VA

    22938

    Schuyler, VA

    22969

    Arrington, VA

    22922

    Wintergreen, VA

    22958

    Frequently Asked Questions