Midlothian, VA23112

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$423,000
1.1% YoY Growth
Median Household Income
$118,000
23.8% 5-Year Growth
Days on Market
44
20.0% Longer than last year
Home Price Forecast
1.5%
Median Rent
$2,600
3.6% YoY Growth
1-Bed Rent
$1,550
4.6% YoY Growth
2-Bed Rent
$1,800
10.8% YoY Growth
3-Bed Rent
$2,650
13.6% YoY Growth

Other Zip Codes in Midlothian, VA

Property Listings — Midlothian, VA

As of Oct '25, Realtor.com reports that the median days on market for a home in Midlothian, VA is 44. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$469,000-6.0%
Listing Count
2573.0%
Listings as % of Homes0.7%3.0%
Days on Market
4420.0%
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Demographics — Midlothian, VA

As of the latest ACS Survey released in 2023, Midlothian, VA has a population of 56,400, which has increased by 6.0% over the past 5 years. Midlothian, VA is a popular place for families, as children make up 25.2% of the population. The area has a highly educated workforce, with 49.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
56,4006.0%
% Under 18
25.2%0.0%
% Seniors
15.2%11.8%
% WFH
20.0%284.6%
% w/ College Degree
49.6%-5.5%
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As of the latest ACS Survey released in 2023, Midlothian, VA is a predominantly white area, with 70.1% of the population identifying as white. The white population has shrunk by 4.4% in the last 5 years. The second most common race or ethnicity in Midlothian, VA is black, making up 13.8% of the population. Foreign-born residents account for 7.0% of the population in Midlothian, VA, and this percentage has decreased by 6.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
70.1%-4.4%
% Black
13.8%-8.0%
% Hispanic
6.4%45.5%
% Asian
4.0%-11.1%
% Foreign Born
7.0%-6.7%
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Mortgage and Risk — Midlothian, VA

According to HUD data as of 2023, there were 1171 mortgage originations in Midlothian, VA, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Midlothian, VA. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,171
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Midlothian, VA

As of 2024, the percent of homes in Midlothian, VA under the Section 8 program is 2.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Midlothian, VA, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
173
Total Units Section 8
89
% Rentals under Section 8
2.6%
% Occupied Section 8
87.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$290$1,550$1,840
2 Bedroom$240$1,800$2,040
3 Bedroom-$70$2,650$2,580
4 Bedroom$540$2,650$3,190

Affordability — Midlothian, VA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.2
Median Home Price$423,000
Median Household Income$118,000

Midlothian, VA — ZIP Code Boundary Map

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Frequently Asked Questions