Virginia Beach, VA23454

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$445,000
1.5% YoY Growth
Median Household Income
$97,800
28.6% 5-Year Growth
Days on Market
30
7.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$2,200
1.3% YoY Growth
1-Bed Rent
$1,310
23.3% YoY Growth
2-Bed Rent
$1,750
2.4% YoY Growth
3-Bed Rent
$2,500
7.0% YoY Growth

Other Zip Codes in Virginia Beach, VA

Property Listings — Virginia Beach, VA

As of Oct '25, Realtor.com reports that the median days on market for a home in Virginia Beach, VA is 30. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 41.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$461,00011.0%
Listing Count
93-3.0%
Listings as % of Homes0.2%-3.0%
Days on Market
307.0%
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Demographics — Virginia Beach, VA

As of the latest ACS Survey released in 2023, Virginia Beach, VA has a population of 57,800, which has decreased by -3.2% over the past 5 years. Virginia Beach, VA is a moderately popular place for families, as children make up 21.7% of the population. The area has a moderately educated workforce, with 43.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
57,800-3.2%
% Under 18
21.7%-4.0%
% Seniors
16.0%26.0%
% WFH
12.5%303.2%
% w/ College Degree
43.3%17.3%
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As of the latest ACS Survey released in 2023, Virginia Beach, VA is a predominantly white area, with 69.4% of the population identifying as white. The white population has shrunk by 3.9% in the last 5 years. The second most common race or ethnicity in Virginia Beach, VA is black, making up 13.2% of the population. Foreign-born residents account for 7.4% of the population in Virginia Beach, VA, and this percentage has increased by 13.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
69.4%-3.9%
% Black
13.2%-0.8%
% Hispanic
6.9%7.8%
% Asian
4.9%28.9%
% Foreign Born
7.4%13.8%
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Mortgage and Risk — Virginia Beach, VA

According to HUD data as of 2023, there were 683 mortgage originations in Virginia Beach, VA, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Virginia Beach, VA. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
683
% Conventional Loans
78.0%
% Government Loans
22.0%
% Investor Loans
2.0%
% Second Loans
2.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Virginia Beach, VA

As of 2024, the percent of homes in Virginia Beach, VA under the Section 8 program is 4.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Virginia Beach, VA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
465
Total Units Section 8
333
% Rentals under Section 8
4.3%
% Occupied Section 8
96.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$350$1,310$1,660
2 Bedroom$150$1,750$1,900
3 Bedroom$140$2,500$2,640
4 Bedroom$350$2,800$3,150

Affordability — Virginia Beach, VA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4
Median Home Price$445,000
Median Household Income$97,800

Virginia Beach, VA — ZIP Code Boundary Map

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Frequently Asked Questions