Virginia Beach, VA23455

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$445,000
2.0% YoY Growth
Median Household Income
$88,200
19.1% 5-Year Growth
Days on Market
43
20.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$2,200
3.6% YoY Growth
1-Bed Rent
$1,530
23.4% YoY Growth
2-Bed Rent
$1,850
8.0% YoY Growth
3-Bed Rent
$2,500
6.6% YoY Growth

Other Zip Codes in Virginia Beach, VA

Property Listings — Virginia Beach, VA

As of Oct '25, Realtor.com reports that the median days on market for a home in Virginia Beach, VA is 43. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$475,00013.0%
Listing Count
9415.0%
Listings as % of Homes0.3%15.0%
Days on Market
4320.0%
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Demographics — Virginia Beach, VA

As of the latest ACS Survey released in 2023, Virginia Beach, VA has a population of 50,500, which has increased by 1.6% over the past 5 years. Virginia Beach, VA is a moderately popular place for families, as children make up 20.8% of the population. The area has a moderately educated workforce, with 42.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
50,5001.6%
% Under 18
20.8%7.2%
% Seniors
16.9%14.2%
% WFH
13.4%219.0%
% w/ College Degree
42.4%6.0%
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As of the latest ACS Survey released in 2023, Virginia Beach, VA is a predominantly white area, with 68.9% of the population identifying as white. The white population has shrunk by 0.9% in the last 5 years. The second most common race or ethnicity in Virginia Beach, VA is black, making up 14.4% of the population. Foreign-born residents account for 7.9% of the population in Virginia Beach, VA, and this percentage has decreased by 14.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
68.9%-0.9%
% Black
14.4%6.7%
% Hispanic
6.6%-25.8%
% Asian
5.3%15.2%
% Foreign Born
7.9%-14.1%
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Mortgage and Risk — Virginia Beach, VA

According to HUD data as of 2023, there were 866 mortgage originations in Virginia Beach, VA, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Virginia Beach, VA. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
866
% Conventional Loans
69.0%
% Government Loans
31.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Virginia Beach, VA

As of 2024, the percent of homes in Virginia Beach, VA under the Section 8 program is 2.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Virginia Beach, VA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
186
Total Units Section 8
186
% Rentals under Section 8
2.1%
% Occupied Section 8
95.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$240$1,530$1,770
2 Bedroom$170$1,850$2,020
3 Bedroom$310$2,500$2,810
4 Bedroom$550$2,800$3,350

Affordability — Virginia Beach, VA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.5
Median Home Price$445,000
Median Household Income$88,200

Virginia Beach, VA — ZIP Code Boundary Map

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Frequently Asked Questions