Deep Creek, Norfolk, VA23504

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$263,000
1.0% YoY Growth
Median Household Income
$43,200
43.3% 5-Year Growth
Days on Market
48
10.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$1,600
3.8% YoY Growth
1-Bed Rent
$1,200
15.5% YoY Growth
2-Bed Rent
$1,350
9.1% YoY Growth
3-Bed Rent
$1,900
2.2% YoY Growth

Property Listings — Deep Creek, Norfolk, VA

As of Oct '25, Realtor.com reports that the median days on market for a home in Deep Creek, Norfolk, VA is 48. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 43.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$294,0004.0%
Listing Count
6132.0%
Listings as % of Homes0.3%32.0%
Days on Market
4810.0%
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Demographics — Deep Creek, Norfolk, VA

As of the latest ACS Survey released in 2023, Deep Creek, Norfolk, VA has a population of 24,100, which has increased by 4.3% over the past 5 years. Deep Creek, Norfolk, VA is a popular place for families, as children make up 27.0% of the population. The area has a poorly educated workforce, with 24.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
24,1004.3%
% Under 18
27.0%5.5%
% Seniors
10.1%-3.8%
% WFH
8.5%254.2%
% w/ College Degree
24.3%52.8%
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As of the latest ACS Survey released in 2023, Deep Creek, Norfolk, VA is a predominantly black area, with 78.9% of the population identifying as black. The black population has shrunk by 5.7% in the last 5 years. The second most common race or ethnicity in Deep Creek, Norfolk, VA is white, making up 12.3% of the population. Foreign-born residents account for 3.2% of the population in Deep Creek, Norfolk, VA, and this percentage has increased by 23.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
12.3%28.1%
% Black
78.9%-5.7%
% Hispanic
3.3%22.2%
% Asian
0.8%0.0%
% Foreign Born
3.2%23.1%
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Mortgage and Risk — Deep Creek, Norfolk, VA

According to HUD data as of 2023, there were 275 mortgage originations in Deep Creek, Norfolk, VA, of which 29.0% of loans were conventional mortgages. The average loan-to-value was 81.0%, with 64.0% above 90% LTV (very high). This implies large mortgage risk in Deep Creek, Norfolk, VA. Investor activity is low, as 4.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
275
% Conventional Loans
29.0%
% Government Loans
71.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Deep Creek, Norfolk, VA

As of 2024, the percent of homes in Deep Creek, Norfolk, VA under the Section 8 program is 33.9%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Deep Creek, Norfolk, VA, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
2,626
Total Units Section 8
1,861
% Rentals under Section 8
33.9%
% Occupied Section 8
84.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$20$1,200$1,220
2 Bedroom$50$1,350$1,400
3 Bedroom$50$1,900$1,950
4 Bedroom-$180$2,500$2,320

Affordability — Deep Creek, Norfolk, VA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.4
Median Home Price$263,000
Median Household Income$43,200

Deep Creek, Norfolk, VA — ZIP Code Boundary Map

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Frequently Asked Questions