Eagle Rock, VA24085

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$121,000
11.0% YoY Growth
Median Household Income
$54,700
36.4% 5-Year Growth
Days on Market
86
1.0% Shorter than last year
Home Price Forecast
1.7%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Eagle Rock, VA

As of Oct '25, Realtor.com reports that the median days on market for a home in Eagle Rock, VA is 86. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 44.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$239,000-15.0%
Listing Count
9-13.0%
Listings as % of Homes0.2%-13.0%
Days on Market
86-1.0%
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Demographics — Eagle Rock, VA

As of the latest ACS Survey released in 2023, Eagle Rock, VA has a population of 2,420, which has increased by 16.1% over the past 5 years. Eagle Rock, VA is a moderately popular place for families, as children make up 15.7% of the population. The area has a poorly educated workforce, with 14.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
2,42016.1%
% Under 18
15.7%14.6%
% Seniors
23.2%-9.4%
% WFH
1.7%-67.3%
% w/ College Degree
14.3%3.6%
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As of the latest ACS Survey released in 2023, Eagle Rock, VA is a predominantly white area, with 96.0% of the population identifying as white. The white population has grown by 6.0% in the last 5 years. The second most common race or ethnicity in Eagle Rock, VA is black, making up 2.4% of the population. Foreign-born residents account for 0.7% of the population in Eagle Rock, VA, and this percentage has increased by 16.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
96.0%6.0%
% Black
2.4%-71.8%
% Hispanic
0.3%-66.7%
% Asian
0.0%N/A
% Foreign Born
0.7%16.7%
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Mortgage and Risk — Eagle Rock, VA

According to HUD data as of 2023, there were 55 mortgage originations in Eagle Rock, VA, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Eagle Rock, VA. Investor activity is low, as 4.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
55
% Conventional Loans
71.0%
% Government Loans
29.0%
% Investor Loans
4.0%
% Second Loans
4.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Eagle Rock, VA

Eagle Rock, VA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$850
2 BedroomN/AN/A$990
3 BedroomN/AN/A$1,390
4 BedroomN/AN/A$1,590

Affordability — Eagle Rock, VA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.5
Median Home Price$121,000
Median Household Income$54,700

Eagle Rock, VA — ZIP Code Boundary Map

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Frequently Asked Questions