Moneta, VA—24121
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Moneta, VA
As of Oct '25, the median home price in Moneta, VA is $546,000, with a year-over-year change of 2.1%. This indicates that home prices in Moneta, VA are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $546,000 | 2.1% |
| Single Family | $563,000 | 1.6% |
| Condos | $450,000 | 0.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $249,000 | 0.0% |
2 Bed | $440,000 | 1.1% |
3 Bed | $508,000 | 2.2% |
4 Bed | $956,000 | 3.4% |
| 5 Bed | $1,288,000 | 4.0% |
% of Housing Stock
Rental Trends — Moneta, VA
As of July '25, Rentcast reports the average rent in Moneta, VA is $2,300, with a year-over-year rent change of 3.6%. Per bedroom, the median rent as of July '25 in Moneta, VA is studios: $1,100, 1-bedrooms: $825, 2-bedrooms: $1,800, 3-bedrooms: $2,580, 4-bedrooms: $2,950. The most common rental property sizes in Moneta, VA are 3-bedroom and 2-bedroom, accounting for 56.3% and 17.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $2,300 |
| Studio Rent | $800 | $1,100 |
| 1 Bed Rent | $825 | $825 |
| 2 Bed Rent | $1,800 | $1,800 |
| 3 Bed Rent | $2,800 | $2,580 |
| 4 Bed Rent | $2,950 | $2,950 |
% of Rental Stock
Property Listings — Moneta, VA
As of Oct '25, Realtor.com reports that the median days on market for a home in Moneta, VA is 60. This is a decrease of -9.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $586,000 | -1.0% |
Listing Count | 134 | 4.0% |
| Listings as % of Homes | 1.1% | 4.0% |
Days on Market | 60 | -9.0% |
Demographics — Moneta, VA
As of the latest ACS Survey released in 2023, Moneta, VA has a population of 10,800, which has decreased by -2.6% over the past 5 years. Moneta, VA is a moderately popular place for families, as children make up 15.2% of the population. The area has a moderately educated workforce, with 33.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,800 | -2.6% |
% Under 18 | 15.2% | -20.0% |
% Seniors | 33.3% | 13.3% |
% WFH | 15.2% | 137.5% |
% w/ College Degree | 33.4% | 9.9% |
As of the latest ACS Survey released in 2023, Moneta, VA is a predominantly white area, with 92.0% of the population identifying as white. The white population has shrunk by 0.4% in the last 5 years. The second most common race or ethnicity in Moneta, VA is hispanic, making up 3.1% of the population. Foreign-born residents account for 2.5% of the population in Moneta, VA, and this percentage has increased by 25.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.0% | -0.4% |
% Black | 2.3% | -37.8% |
% Hispanic | 3.1% | 40.9% |
% Asian | 0.6% | ∞% |
% Foreign Born | 2.5% | 25.0% |
Mortgage and Risk — Moneta, VA
According to HUD data as of 2023, there were 354 mortgage originations in Moneta, VA, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Moneta, VA. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 354 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 2.0% |
% Second Loans | 17.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Moneta, VA
As of 2024, the percent of homes in Moneta, VA under the Section 8 program is 0.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Moneta, VA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 0.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $255 | $825 | $1,080 |
| 2 Bedroom | -$580 | $1,800 | $1,220 |
| 3 Bedroom | -$1,120 | $2,800 | $1,680 |
| 4 Bedroom | -$1,070 | $2,950 | $1,880 |
Affordability — Moneta, VA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.4 |
| Median Home Price | $546,000 |
| Median Household Income | $88,000 |