Wirtz, VA24184

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$446,000
2.0% YoY Growth
Median Household Income
$65,800
19.0% 5-Year Growth
Days on Market
57
60.0% Longer than last year
Home Price Forecast
1.7%
Median Rent
$1,500
2.5% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$1,500
34.8% YoY Growth

Property Listings — Wirtz, VA

As of Oct '25, Realtor.com reports that the median days on market for a home in Wirtz, VA is 57. This is a increase of 60.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$652,00010.0%
Listing Count
3258.0%
Listings as % of Homes0.5%58.0%
Days on Market
5760.0%
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Demographics — Wirtz, VA

As of the latest ACS Survey released in 2023, Wirtz, VA has a population of 4,530, which has increased by 8.4% over the past 5 years. Wirtz, VA is a moderately popular place for families, as children make up 20.6% of the population. The area has a poorly educated workforce, with 21.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,5308.4%
% Under 18
20.6%8.4%
% Seniors
26.9%8.0%
% WFH
16.0%492.6%
% w/ College Degree
21.8%-20.4%
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As of the latest ACS Survey released in 2023, Wirtz, VA is a predominantly white area, with 87.5% of the population identifying as white. The white population has shrunk by 7.0% in the last 5 years. The second most common race or ethnicity in Wirtz, VA is black, making up 6.5% of the population. Foreign-born residents account for 1.6% of the population in Wirtz, VA, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
87.5%-7.0%
% Black
6.5%∞%
% Hispanic
5.1%37.8%
% Asian
0.0%-100.0%
% Foreign Born
1.6%-33.3%
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Mortgage and Risk — Wirtz, VA

According to HUD data as of 2023, there were 82 mortgage originations in Wirtz, VA, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 43.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Wirtz, VA. Investor activity is low, as 0.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
82
% Conventional Loans
89.0%
% Government Loans
11.0%
% Investor Loans
0.0%
% Second Loans
23.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Wirtz, VA

Wirtz, VA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
2
Total Units Section 8
2
% Rentals under Section 8
0.4%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$760
2 BedroomN/AN/A$850
3 Bedroom-$310$1,500$1,190
4 BedroomN/AN/A$1,430

Affordability — Wirtz, VA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.9
Median Home Price$446,000
Median Household Income$65,800

Wirtz, VA — ZIP Code Boundary Map

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Frequently Asked Questions