Gate City, VA24251

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$170,000
3.3% YoY Growth
Median Household Income
$45,000
7.8% 5-Year Growth
Days on Market
53
12.0% Shorter than last year
Home Price Forecast
3.7%
Median Rent
$1,000
50.0% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,000
N/A
3-Bed Rent
N/A
N/A

Property Listings — Gate City, VA

As of Oct '25, Realtor.com reports that the median days on market for a home in Gate City, VA is 53. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$316,00025.0%
Listing Count
33-2.0%
Listings as % of Homes0.2%-2.0%
Days on Market
53-12.0%
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Demographics — Gate City, VA

As of the latest ACS Survey released in 2023, Gate City, VA has a population of 7,980, which has decreased by -5.1% over the past 5 years. Gate City, VA is a moderately popular place for families, as children make up 16.4% of the population. The area has a poorly educated workforce, with 19.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
7,980-5.1%
% Under 18
16.4%-16.8%
% Seniors
25.8%21.1%
% WFH
3.9%200.0%
% w/ College Degree
19.0%30.1%
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As of the latest ACS Survey released in 2023, Gate City, VA is a predominantly white area, with 94.2% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Gate City, VA is hispanic, making up 2.5% of the population. Foreign-born residents account for 0.5% of the population in Gate City, VA, and this percentage has decreased by 28.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
94.2%-3.3%
% Black
1.5%66.7%
% Hispanic
2.5%150.0%
% Asian
0.0%-100.0%
% Foreign Born
0.5%-28.6%
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Mortgage and Risk — Gate City, VA

According to HUD data as of 2023, there were 154 mortgage originations in Gate City, VA, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Gate City, VA. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
154
% Conventional Loans
75.0%
% Government Loans
25.0%
% Investor Loans
1.0%
% Second Loans
2.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Gate City, VA

Gate City, VA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
130
Total Units Section 8
92
% Rentals under Section 8
12.8%
% Occupied Section 8
83.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$710
2 Bedroom-$100$1,000$900
3 BedroomN/AN/A$1,160
4 BedroomN/AN/A$1,330

Affordability — Gate City, VA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$170,000
Median Household Income$45,000

Gate City, VA — ZIP Code Boundary Map

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Frequently Asked Questions