Saint Paul, VA—24283
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Paul, VA
As of Oct '25, the median home price in Saint Paul, VA is $120,000, with a year-over-year change of -6.8%. This indicates that home prices in Saint Paul, VA are decreasing. According to Zillow, the 1-year price projection is -0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $120,000 | -6.8% |
| Single Family | $120,000 | -7.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $146,000 | -4.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Saint Paul, VA
Saint Paul, VA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Saint Paul, VA
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Paul, VA is 45. This is a decrease of -54.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $130,000 | 32.0% |
Listing Count | 10 | 13.0% |
| Listings as % of Homes | 0.4% | 13.0% |
Days on Market | 45 | -54.0% |
Demographics — Saint Paul, VA
As of the latest ACS Survey released in 2023, Saint Paul, VA has a population of 1,870, which has decreased by -11.8% over the past 5 years. Saint Paul, VA is a moderately popular place for families, as children make up 18.2% of the population. The area has a poorly educated workforce, with 22.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,870 | -11.8% |
% Under 18 | 18.2% | 2.8% |
% Seniors | 21.0% | -11.0% |
% WFH | 10.4% | 197.1% |
% w/ College Degree | 22.3% | 50.7% |
As of the latest ACS Survey released in 2023, Saint Paul, VA is a predominantly white area, with 97.7% of the population identifying as white. The white population has grown by 3.6% in the last 5 years. The second most common race or ethnicity in Saint Paul, VA is hispanic, making up 1.0% of the population. Foreign-born residents account for 1.0% of the population in Saint Paul, VA, and this percentage has increased by 42.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.7% | 3.6% |
% Black | 0.0% | N/A |
% Hispanic | 1.0% | -78.7% |
% Asian | 0.2% | ∞% |
% Foreign Born | 1.0% | 42.9% |
Mortgage and Risk — Saint Paul, VA
According to HUD data as of 2023, there were 7 mortgage originations in Saint Paul, VA, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 57.0% above 90% LTV (very high). This implies large mortgage risk in Saint Paul, VA. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 7 |
% Conventional Loans | 57.0% |
% Government Loans | 43.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Saint Paul, VA
Saint Paul, VA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 119 |
Total Units Section 8 | 55 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 80.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $670 |
| 2 Bedroom | N/A | N/A | $850 |
| 3 Bedroom | N/A | N/A | $1,120 |
| 4 Bedroom | N/A | N/A | $1,390 |
Affordability — Saint Paul, VA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $120,000 |
| Median Household Income | $34,700 |