Madison, WV—25130
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Madison, WV
Home Price Trends — Madison, WV
As of Oct '25, the median home price in Madison, WV is $110,000, with a year-over-year change of -1.5%. This indicates that home prices in Madison, WV are decreasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $110,000 | -1.5% |
| Single Family | $110,000 | -1.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $75,000 | -5.1% |
3 Bed | $133,000 | 0.8% |
4 Bed | $174,000 | 2.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Madison, WV
Madison, WV lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Madison, WV
As of Oct '25, Realtor.com reports that the median days on market for a home in Madison, WV is 67. This is a increase of 22.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $162,000 | -10.0% |
Listing Count | 17 | 15.0% |
| Listings as % of Homes | 0.6% | 15.0% |
Days on Market | 67 | 22.0% |
Demographics — Madison, WV
As of the latest ACS Survey released in 2023, Madison, WV has a population of 3,350, which has increased by 1.2% over the past 5 years. Madison, WV is a moderately popular place for families, as children make up 19.4% of the population. The area has a poorly educated workforce, with 19.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,350 | 1.2% |
% Under 18 | 19.4% | -9.3% |
% Seniors | 22.7% | 2.7% |
% WFH | 3.4% | -24.4% |
% w/ College Degree | 19.5% | 62.5% |
As of the latest ACS Survey released in 2023, Madison, WV is a predominantly white area, with 95.4% of the population identifying as white. The white population has grown by 0.2% in the last 5 years. The second most common race or ethnicity in Madison, WV is black, making up 2.2% of the population. Foreign-born residents account for 1.0% of the population in Madison, WV, and this percentage has increased by 66.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.4% | 0.2% |
% Black | 2.2% | -50.0% |
% Hispanic | 0.5% | 66.7% |
% Asian | 0.7% | ∞% |
% Foreign Born | 1.0% | 66.7% |
Mortgage and Risk — Madison, WV
According to HUD data as of 2023, there were 77 mortgage originations in Madison, WV, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 83.0%, with 56.0% above 90% LTV (very high). This implies large mortgage risk in Madison, WV. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 77 |
% Conventional Loans | 57.0% |
% Government Loans | 43.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Madison, WV
Madison, WV lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 88 |
Total Units Section 8 | 88 |
% Rentals under Section 8 | 25.9% |
% Occupied Section 8 | 85.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | N/A | N/A | $1,210 |
| 4 Bedroom | N/A | N/A | $1,480 |
Affordability — Madison, WV
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $110,000 |
| Median Household Income | $51,300 |