Montgomery, WV—25136
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Montgomery, WV
As of Oct '25, the median home price in Montgomery, WV is $74,000, with a year-over-year change of -9.3%. This indicates that home prices in Montgomery, WV are decreasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $74,000 | -9.3% |
| Single Family | $73,000 | -7.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $57,000 | -8.1% |
3 Bed | $81,000 | -5.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Montgomery, WV
As of July '25, Rentcast reports the average rent in Montgomery, WV is $675, with a year-over-year rent change of 1.0%. Per bedroom, the median rent as of July '25 in Montgomery, WV is 1-bedrooms: $675. The most common rental property sizes in Montgomery, WV are 1-bedroom and 2-bedroom, accounting for 44.8% and 35.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $675 | $675 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $675 | $675 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Montgomery, WV
As of Oct '25, Realtor.com reports that the median days on market for a home in Montgomery, WV is 72. This is a increase of 58.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $109,000 | 52.0% |
Listing Count | 10 | 222.0% |
| Listings as % of Homes | 0.7% | 222.0% |
Days on Market | 72 | 58.0% |
Demographics — Montgomery, WV
As of the latest ACS Survey released in 2023, Montgomery, WV has a population of 1,750, which has decreased by -8.1% over the past 5 years. Montgomery, WV is a less popular place for families, as children make up 14.2% of the population. The area has a poorly educated workforce, with 22.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,750 | -8.1% |
% Under 18 | 14.2% | -18.9% |
% Seniors | 26.8% | 103.0% |
% WFH | 4.4% | -2.2% |
% w/ College Degree | 22.4% | 24.4% |
As of the latest ACS Survey released in 2023, Montgomery, WV is a predominantly white area, with 71.4% of the population identifying as white. The white population has grown by 3.5% in the last 5 years. The second most common race or ethnicity in Montgomery, WV is black, making up 11.8% of the population. Foreign-born residents account for 1.0% of the population in Montgomery, WV, and this percentage has decreased by 77.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.4% | 3.5% |
% Black | 11.8% | -35.2% |
% Hispanic | 1.1% | -77.1% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.0% | -77.8% |
Mortgage and Risk — Montgomery, WV
According to HUD data as of 2023, there were 30 mortgage originations in Montgomery, WV, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Montgomery, WV. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 30 |
% Conventional Loans | 63.0% |
% Government Loans | 37.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Montgomery, WV
Montgomery, WV lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 272 |
Total Units Section 8 | 272 |
% Rentals under Section 8 | 58.0% |
% Occupied Section 8 | 93.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $65 | $675 | $740 |
| 2 Bedroom | N/A | N/A | $900 |
| 3 Bedroom | N/A | N/A | $1,170 |
| 4 Bedroom | N/A | N/A | $1,340 |
Affordability — Montgomery, WV
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $74,000 |
| Median Household Income | $32,600 |