Ripley, WV25271

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$203,000
2.8% YoY Growth
Median Household Income
$48,100
21.1% 5-Year Growth
Days on Market
42
59.0% Longer than last year
Home Price Forecast
1.0%
Median Rent
$745
33.6% YoY Growth
1-Bed Rent
$650
N/A
2-Bed Rent
$745
9.2% YoY Growth
3-Bed Rent
$1,350
94.2% YoY Growth

Property Listings — Ripley, WV

As of Oct '25, Realtor.com reports that the median days on market for a home in Ripley, WV is 42. This is a increase of 59.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 8.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$235,000-12.0%
Listing Count
24-6.0%
Listings as % of Homes0.6%-6.0%
Days on Market
4259.0%
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Demographics — Ripley, WV

As of the latest ACS Survey released in 2023, Ripley, WV has a population of 7,970, which has decreased by -17.2% over the past 5 years. Ripley, WV is a moderately popular place for families, as children make up 21.3% of the population. The area has a poorly educated workforce, with 22.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
7,970-17.2%
% Under 18
21.3%-8.2%
% Seniors
21.6%31.7%
% WFH
7.5%525.0%
% w/ College Degree
22.7%24.0%
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As of the latest ACS Survey released in 2023, Ripley, WV is a predominantly white area, with 94.4% of the population identifying as white. The white population has shrunk by 4.1% in the last 5 years. The second most common race or ethnicity in Ripley, WV is asian, making up 1.1% of the population. Foreign-born residents account for 1.9% of the population in Ripley, WV, and this percentage has increased by 850.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
94.4%-4.1%
% Black
0.6%500.0%
% Hispanic
1.0%0.0%
% Asian
1.1%175.0%
% Foreign Born
1.9%850.0%
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Mortgage and Risk — Ripley, WV

According to HUD data as of 2023, there were 113 mortgage originations in Ripley, WV, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Ripley, WV. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
113
% Conventional Loans
81.0%
% Government Loans
19.0%
% Investor Loans
1.0%
% Second Loans
4.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Ripley, WV

Ripley, WV lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
518
Total Units Section 8
369
% Rentals under Section 8
30.5%
% Occupied Section 8
51.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$50$650$700
2 Bedroom$105$745$850
3 Bedroom-$220$1,350$1,130
4 BedroomN/AN/A$1,160

Affordability — Ripley, WV

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$203,000
Median Household Income$48,100

Ripley, WV — ZIP Code Boundary Map

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Frequently Asked Questions