Charleston, WV25306

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$94,000
0.4% YoY Growth
Median Household Income
$62,500
30.3% 5-Year Growth
Days on Market
46
46.0% Longer than last year
Home Price Forecast
0.8%
Median Rent
$725
35.7% YoY Growth
1-Bed Rent
$625
N/A
2-Bed Rent
$725
11.5% YoY Growth
3-Bed Rent
$1,200
N/A

Other Zip Codes in Charleston, WV

Property Listings — Charleston, WV

As of Oct '25, Realtor.com reports that the median days on market for a home in Charleston, WV is 46. This is a increase of 46.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 50.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$89,600-14.0%
Listing Count
1684.0%
Listings as % of Homes0.3%84.0%
Days on Market
4646.0%
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Demographics — Charleston, WV

As of the latest ACS Survey released in 2023, Charleston, WV has a population of 6,280, which has decreased by -13.3% over the past 5 years. Charleston, WV is a moderately popular place for families, as children make up 15.5% of the population. The area has a moderately educated workforce, with 26.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
6,280-13.3%
% Under 18
15.5%-30.2%
% Seniors
21.0%11.1%
% WFH
4.4%158.8%
% w/ College Degree
26.1%105.5%
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As of the latest ACS Survey released in 2023, Charleston, WV is a predominantly white area, with 85.8% of the population identifying as white. The white population has shrunk by 2.8% in the last 5 years. The second most common race or ethnicity in Charleston, WV is black, making up 6.6% of the population. Foreign-born residents account for 3.3% of the population in Charleston, WV, and this percentage has increased by 120.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
85.8%-2.8%
% Black
6.6%-10.8%
% Hispanic
3.4%112.5%
% Asian
3.2%128.6%
% Foreign Born
3.3%120.0%
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Mortgage and Risk — Charleston, WV

According to HUD data as of 2023, there were 94 mortgage originations in Charleston, WV, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Charleston, WV. Investor activity is low, as 5.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
94
% Conventional Loans
73.0%
% Government Loans
27.0%
% Investor Loans
5.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Charleston, WV

Charleston, WV lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
115
Total Units Section 8
67
% Rentals under Section 8
7.0%
% Occupied Section 8
91.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$545$625$1,170
2 Bedroom$715$725$1,440
3 Bedroom$650$1,200$1,850
4 BedroomN/AN/A$1,910

Affordability — Charleston, WV

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio1.3
Median Home Price$94,000
Median Household Income$62,500

Charleston, WV — ZIP Code Boundary Map

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Frequently Asked Questions