Charleston, WV25311

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$146,000
2.4% YoY Growth
Median Household Income
$58,000
42.7% 5-Year Growth
Days on Market
55
30.0% Shorter than last year
Home Price Forecast
1.0%
Median Rent
$900
7.3% YoY Growth
1-Bed Rent
$700
2.8% YoY Growth
2-Bed Rent
$850
20.1% YoY Growth
3-Bed Rent
$950
5.6% YoY Growth

Other Zip Codes in Charleston, WV

Property Listings — Charleston, WV

As of Oct '25, Realtor.com reports that the median days on market for a home in Charleston, WV is 55. This is a decrease of -30.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$137,0000.0%
Listing Count
39-28.0%
Listings as % of Homes0.7%-28.0%
Days on Market
55-30.0%
Loading chart...

Demographics — Charleston, WV

As of the latest ACS Survey released in 2023, Charleston, WV has a population of 9,610, which has decreased by -9.4% over the past 5 years. Charleston, WV is a moderately popular place for families, as children make up 17.7% of the population. The area has a moderately educated workforce, with 31.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
9,610-9.4%
% Under 18
17.7%-2.7%
% Seniors
20.7%30.2%
% WFH
5.6%47.4%
% w/ College Degree
31.9%13.9%
Loading chart...

As of the latest ACS Survey released in 2023, Charleston, WV is a predominantly white area, with 82.1% of the population identifying as white. The white population has grown by 8.7% in the last 5 years. The second most common race or ethnicity in Charleston, WV is black, making up 10.2% of the population. Foreign-born residents account for 1.8% of the population in Charleston, WV, and this percentage has decreased by 41.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
82.1%8.7%
% Black
10.2%-41.4%
% Hispanic
0.8%-60.0%
% Asian
0.8%-42.9%
% Foreign Born
1.8%-41.9%
Loading chart...

Mortgage and Risk — Charleston, WV

According to HUD data as of 2023, there were 110 mortgage originations in Charleston, WV, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Charleston, WV. Investor activity is low, as 4.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
110
% Conventional Loans
80.0%
% Government Loans
20.0%
% Investor Loans
4.0%
% Second Loans
4.0%
% Cash Out Refinance
8.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — Charleston, WV

Charleston, WV lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
706
Total Units Section 8
474
% Rentals under Section 8
24.5%
% Occupied Section 8
76.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$140$700$840
2 Bedroom$180$850$1,030
3 Bedroom$380$950$1,330
4 BedroomN/AN/A$1,370

Affordability — Charleston, WV

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.3
Median Home Price$146,000
Median Household Income$58,000

Charleston, WV — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions