Gerrardstown, WV 25420 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Gerrardstown, WV—25420

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$337,000

4.8% YoY Growth

Household Income

$96,000

37.6% YoY Growth

Days on Market

27.0% Longer YoY

Home Price Forecast

3.3%

Median Rent

$1,400

13.6% YoY Growth

1-Bed Rent

$1,300

45.7% YoY Growth

2-Bed Rent

N/A

3-Bed Rent

$1,400

N/A

Home Price Trends — Gerrardstown, WV

As of Dec '25, the median home price in Gerrardstown, WV is $337,000, with a year-over-year change of 4.8%. This indicates that home prices in Gerrardstown, WV are increasing. According to Zillow, the 1-year price projection is 3.3%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$337,000	4.8%
Single Family	$337,000	5.0%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Gerrardstown, WV

As of July '25, Rentcast reports the average rent in Gerrardstown, WV is $1,500, with a year-over-year rent change of 13.6%. Per bedroom, the median rent as of July '25 in Gerrardstown, WV is 1-bedrooms: $1,300, 3-bedrooms: $1,600. The most common rental property sizes in Gerrardstown, WV are 2-bedroom and 1-bedroom, accounting for 72.5% and 22.4% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,400	$1,500
Studio Rent	N/A	N/A
1 Bed Rent	$1,300	$1,300
2 Bed Rent	N/A	N/A
3 Bed Rent	$1,400	$1,600
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

22.4%

2 Bedrooms

72.5%

4 Bedrooms

5.0%

Property Listings — Gerrardstown, WV

As of Dec '25, Realtor.com reports that the median days on market for a home in Gerrardstown, WV is 64. This is a increase of 33.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$340,000	-20.0%
Listing Count	26	45.0%
Listings as % of Homes	0.9%	45.0%
Days on Market	77	27.0%

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Demographics — Gerrardstown, WV

As of the latest ACS Survey released in 2023, Gerrardstown, WV has a population of 5,090, which has increased by 21.1% over the past 5 years. Gerrardstown, WV is a moderately popular place for families, as children make up 22.7% of the population. The area has a moderately educated workforce, with 40.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.5% reporting working from home.

Metric	Latest Census	YoY % Change
Population	5,090	21.1%
% Under 18	22.7%	-3.0%
% Seniors	19.2%	29.7%
% WFH	9.5%	239.3%
% w/ College Degree	40.3%	85.7%

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As of the latest ACS Survey released in 2023, Gerrardstown, WV is a predominantly white area, with 90.8% of the population identifying as white. The white population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Gerrardstown, WV is hispanic, making up 1.8% of the population. Foreign-born residents account for 1.2% of the population in Gerrardstown, WV, and this percentage has increased by 50.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	90.8%	-2.5%
% Black	0.9%	0.0%
% Hispanic	1.8%	∞%
% Asian	0.0%	N/A
% Foreign Born	1.2%	50.0%

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Mortgage and Risk — Gerrardstown, WV

According to HUD data as of 2023, there were 119 mortgage originations in Gerrardstown, WV, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Gerrardstown, WV. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	119
% Conventional Loans	68.0%
% Government Loans	32.0%
% Investor Loans	1.0%
% Second Loans	0.0%
% Cash Out Refinance	16.0%

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Rentals and Section 8 — Gerrardstown, WV

Gerrardstown, WV lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	2
Total Units Section 8	2
% Rentals under Section 8	0.5%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$300	$1,300	$1,000
2 Bedroom	N/A	N/A	$1,260
3 Bedroom	$350	$1,400	$1,750
4 Bedroom	N/A	N/A	$2,120

Gerrardstown, WV—25420

Key Metrics at a Glance

Home Price Trends — Gerrardstown, WV

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Gerrardstown, WV

% of Rental Stock

Property Listings — Gerrardstown, WV

Demographics — Gerrardstown, WV

Race and Ethnicity

Mortgage and Risk — Gerrardstown, WV

Mortgages

Rentals and Section 8 — Gerrardstown, WV

Section 8 Market Size

Section 8 Opportunity

Affordability — Gerrardstown, WV

Home Price to Income Ratio

Gerrardstown, WV — ZIP Code Boundary Map

Nearby ZIP Codes

Inwood, WV

Bunker Hill, WV

Clear Brook, VA

Winchester, VA

Hedgesville, WV

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3
Median Home Price	$337,000
Median Household Income	$96,000

Gerrardstown, WV—25420

Key Metrics at a Glance

Home Price Trends — Gerrardstown, WV

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Gerrardstown, WV

% of Rental Stock

Property Listings — Gerrardstown, WV

Demographics — Gerrardstown, WV

Race and Ethnicity

Mortgage and Risk — Gerrardstown, WV

Mortgages

Rentals and Section 8 — Gerrardstown, WV

Section 8 Market Size

Section 8 Opportunity

Affordability — Gerrardstown, WV

Home Price to Income Ratio

Gerrardstown, WV — ZIP Code Boundary Map

Nearby ZIP Codes

Inwood, WV

Bunker Hill, WV

Clear Brook, VA

Winchester, VA

Hedgesville, WV

Frequently Asked Questions

What is the average home price in Gerrardstown, WV 25420?

How have home prices in Gerrardstown, WV 25420 changed over the past year?

What is the home price projection for Gerrardstown, WV 25420?

What are the demographics of Gerrardstown, WV 25420?

How long does it take homes to sell in Gerrardstown, WV 25420?

What is the average rent price in Gerrardstown, WV 25420?