Kearneysville, WV—25430
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kearneysville, WV
As of Oct '25, the median home price in Kearneysville, WV is $382,000, with a year-over-year change of 3.1%. This indicates that home prices in Kearneysville, WV are increasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $382,000 | 3.1% |
| Single Family | $382,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $273,000 | 2.6% |
3 Bed | $344,000 | 3.0% |
4 Bed | $468,000 | 3.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Kearneysville, WV
As of July '25, Rentcast reports the average rent in Kearneysville, WV is $1,660, with a year-over-year rent change of -13.1%. Per bedroom, the median rent as of July '25 in Kearneysville, WV is studios: $800, 2-bedrooms: $1,350, 3-bedrooms: $1,880, 4-bedrooms: $2,500. The most common rental property sizes in Kearneysville, WV are 3-bedroom and 2-bedroom, accounting for 39.2% and 29.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $1,660 |
| Studio Rent | $800 | $800 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,000 | $1,350 |
| 3 Bed Rent | $1,850 | $1,880 |
| 4 Bed Rent | $2,500 | $2,500 |
% of Rental Stock
Property Listings — Kearneysville, WV
As of Oct '25, Realtor.com reports that the median days on market for a home in Kearneysville, WV is 36. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $354,000 | 9.0% |
Listing Count | 44 | 30.0% |
| Listings as % of Homes | 0.7% | 30.0% |
Days on Market | 36 | -4.0% |
Demographics — Kearneysville, WV
As of the latest ACS Survey released in 2023, Kearneysville, WV has a population of 8,220, which has decreased by -3.5% over the past 5 years. Kearneysville, WV is a moderately popular place for families, as children make up 20.4% of the population. The area has a moderately educated workforce, with 28.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,220 | -3.5% |
% Under 18 | 20.4% | -20.6% |
% Seniors | 16.6% | 15.3% |
% WFH | 14.9% | 380.6% |
% w/ College Degree | 28.2% | 9.7% |
As of the latest ACS Survey released in 2023, Kearneysville, WV is a predominantly white area, with 88.1% of the population identifying as white. The white population has grown by 9.4% in the last 5 years. The second most common race or ethnicity in Kearneysville, WV is hispanic, making up 3.7% of the population. Foreign-born residents account for 3.0% of the population in Kearneysville, WV, and this percentage has increased by 36.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.1% | 9.4% |
% Black | 3.2% | -61.0% |
% Hispanic | 3.7% | -24.5% |
% Asian | 0.3% | -62.5% |
% Foreign Born | 3.0% | 36.4% |
Mortgage and Risk — Kearneysville, WV
According to HUD data as of 2023, there were 95 mortgage originations in Kearneysville, WV, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Kearneysville, WV. Investor activity is low, as 4.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 95 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Kearneysville, WV
Kearneysville, WV lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 1.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,130 |
| 2 Bedroom | $460 | $1,000 | $1,460 |
| 3 Bedroom | $200 | $1,850 | $2,050 |
| 4 Bedroom | -$40 | $2,500 | $2,460 |
Affordability — Kearneysville, WV
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $382,000 |
| Median Household Income | $86,800 |