Fort Gay, WV25514

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$120,000
1.9% YoY Growth
Median Household Income
$53,200
69.4% 5-Year Growth
Days on Market
71
39.0% Shorter than last year
Home Price Forecast
-0.7%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Other Zip Codes in Fort Gay, WV

Property Listings — Fort Gay, WV

As of Oct '25, Realtor.com reports that the median days on market for a home in Fort Gay, WV is 71. This is a decrease of -39.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$215,000-29.0%
Listing Count
7200.0%
Listings as % of Homes0.1%200.0%
Days on Market
71-39.0%
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Demographics — Fort Gay, WV

As of the latest ACS Survey released in 2023, Fort Gay, WV has a population of 3,840, which has increased by 10.7% over the past 5 years. Fort Gay, WV is a moderately popular place for families, as children make up 24.2% of the population. The area has a poorly educated workforce, with 8.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,84010.7%
% Under 18
24.2%4.3%
% Seniors
20.0%0.0%
% WFH
9.3%3,000.0%
% w/ College Degree
8.1%113.2%
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As of the latest ACS Survey released in 2023, Fort Gay, WV is a predominantly white area, with 93.7% of the population identifying as white. The white population has shrunk by 4.9% in the last 5 years. The second most common race or ethnicity in Fort Gay, WV is hispanic, making up 5.7% of the population. Foreign-born residents account for 1.6% of the population in Fort Gay, WV, and this percentage has increased by 1500.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
93.7%-4.9%
% Black
0.0%N/A
% Hispanic
5.7%714.3%
% Asian
0.0%N/A
% Foreign Born
1.6%1,500.0%
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Mortgage and Risk — Fort Gay, WV

According to HUD data as of 2023, there were 28 mortgage originations in Fort Gay, WV, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Fort Gay, WV. Investor activity is low, as 7.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
28
% Conventional Loans
75.0%
% Government Loans
25.0%
% Investor Loans
7.0%
% Second Loans
0.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Fort Gay, WV

Fort Gay, WV lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
84
Total Units Section 8
84
% Rentals under Section 8
28.0%
% Occupied Section 8
100.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$920
2 BedroomN/AN/A$1,050
3 BedroomN/AN/A$1,360
4 BedroomN/AN/A$1,580

Affordability — Fort Gay, WV

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.2
Median Home Price$120,000
Median Household Income$53,200

Fort Gay, WV — ZIP Code Boundary Map

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Frequently Asked Questions