Cool Ridge, WV—25825
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cool Ridge, WV
As of Oct '25, the median home price in Cool Ridge, WV is $224,000, with a year-over-year change of 6.2%. This indicates that home prices in Cool Ridge, WV are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $224,000 | 6.2% |
| Single Family | $224,000 | 6.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $223,000 | 8.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cool Ridge, WV
Cool Ridge, WV lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cool Ridge, WV
As of Oct '25, Realtor.com reports that the median days on market for a home in Cool Ridge, WV is 42. This is a increase of 110.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $205,000 | -53.0% |
Listing Count | 5 | 36.0% |
| Listings as % of Homes | 0.2% | 36.0% |
Days on Market | 42 | 110.0% |
Demographics — Cool Ridge, WV
As of the latest ACS Survey released in 2023, Cool Ridge, WV has a population of 2,480, which has increased by 7.4% over the past 5 years. Cool Ridge, WV is a moderately popular place for families, as children make up 20.0% of the population. The area has a poorly educated workforce, with 21.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,480 | 7.4% |
% Under 18 | 20.0% | 6.4% |
% Seniors | 12.7% | -11.8% |
% WFH | 1.4% | -22.2% |
% w/ College Degree | 21.8% | 5.3% |
Cool Ridge, WV lacks sufficient race and ethnicity data for analysis.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.6% | 3.8% |
% Black | 0.0% | N/A |
% Hispanic | 0.8% | -84.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | N/A |
Mortgage and Risk — Cool Ridge, WV
According to HUD data as of 2023, there were 78 mortgage originations in Cool Ridge, WV, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Cool Ridge, WV. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 78 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 3.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Cool Ridge, WV
Cool Ridge, WV lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | 6.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $710 |
| 2 Bedroom | N/A | N/A | $940 |
| 3 Bedroom | N/A | N/A | $1,280 |
| 4 Bedroom | N/A | N/A | $1,390 |
Affordability — Cool Ridge, WV
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $224,000 |
| Median Household Income | $58,800 |