Keyser, WV26726

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$183,000
1.8% YoY Growth
Median Household Income
$68,200
54.6% 5-Year Growth
Days on Market
31
44.0% Shorter than last year
Home Price Forecast
0.5%
Median Rent
$800
21.6% YoY Growth
1-Bed Rent
$700
4.7% YoY Growth
2-Bed Rent
$800
36.5% YoY Growth
3-Bed Rent
$800
5.0% YoY Growth

Property Listings — Keyser, WV

As of Oct '25, Realtor.com reports that the median days on market for a home in Keyser, WV is 31. This is a decrease of -44.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$174,000-9.0%
Listing Count
4226.0%
Listings as % of Homes0.4%26.0%
Days on Market
31-44.0%
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Demographics — Keyser, WV

As of the latest ACS Survey released in 2023, Keyser, WV has a population of 12,600, which has decreased by -4.2% over the past 5 years. Keyser, WV is a moderately popular place for families, as children make up 19.7% of the population. The area has a moderately educated workforce, with 25.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
12,600-4.2%
% Under 18
19.7%1.5%
% Seniors
23.0%10.0%
% WFH
9.2%820.0%
% w/ College Degree
25.3%64.3%
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As of the latest ACS Survey released in 2023, Keyser, WV is a predominantly white area, with 90.8% of the population identifying as white. The white population has shrunk by 0.4% in the last 5 years. The second most common race or ethnicity in Keyser, WV is black, making up 2.0% of the population. Foreign-born residents account for 0.5% of the population in Keyser, WV, and this percentage has increased by 25.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
90.8%-0.4%
% Black
2.0%-62.3%
% Hispanic
0.6%-60.0%
% Asian
0.1%-50.0%
% Foreign Born
0.5%25.0%
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Mortgage and Risk — Keyser, WV

According to HUD data as of 2023, there were 156 mortgage originations in Keyser, WV, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Keyser, WV. Investor activity is low, as 6.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
156
% Conventional Loans
68.0%
% Government Loans
32.0%
% Investor Loans
6.0%
% Second Loans
2.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Keyser, WV

Keyser, WV lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
384
Total Units Section 8
299
% Rentals under Section 8
23.1%
% Occupied Section 8
95.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$50$700$750
2 Bedroom$130$800$930
3 Bedroom$430$800$1,230
4 BedroomN/AN/A$1,390

Affordability — Keyser, WV

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.4
Median Home Price$183,000
Median Household Income$68,200

Keyser, WV — ZIP Code Boundary Map

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Frequently Asked Questions