Pinnacle, NC—27043
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pinnacle, NC
As of Oct '25, the median home price in Pinnacle, NC is $266,000, with a year-over-year change of 4.7%. This indicates that home prices in Pinnacle, NC are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $266,000 | 4.7% |
| Single Family | $266,000 | 5.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $215,000 | 5.9% |
3 Bed | $272,000 | 5.8% |
4 Bed | $418,000 | 8.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Pinnacle, NC
Pinnacle, NC lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Pinnacle, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Pinnacle, NC is 72. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $435,000 | 15.0% |
Listing Count | 5 | -18.0% |
| Listings as % of Homes | 0.1% | -18.0% |
Days on Market | 72 | 8.0% |
Demographics — Pinnacle, NC
As of the latest ACS Survey released in 2023, Pinnacle, NC has a population of 6,880, which has decreased by -2.9% over the past 5 years. Pinnacle, NC is a moderately popular place for families, as children make up 20.3% of the population. The area has a poorly educated workforce, with 17.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,880 | -2.9% |
% Under 18 | 20.3% | -21.9% |
% Seniors | 19.7% | 36.8% |
% WFH | 12.0% | 179.1% |
% w/ College Degree | 17.7% | -11.9% |
As of the latest ACS Survey released in 2023, Pinnacle, NC is a predominantly white area, with 91.2% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Pinnacle, NC is hispanic, making up 3.6% of the population. Foreign-born residents account for 2.2% of the population in Pinnacle, NC, and this percentage has decreased by 12.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.2% | -1.2% |
% Black | 1.1% | -8.3% |
% Hispanic | 3.6% | -25.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.2% | -12.0% |
Mortgage and Risk — Pinnacle, NC
According to HUD data as of 2023, there were 139 mortgage originations in Pinnacle, NC, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Pinnacle, NC. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 139 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Pinnacle, NC
Pinnacle, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 8 |
Total Units Section 8 | 8 |
% Rentals under Section 8 | 3.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $850 |
| 2 Bedroom | N/A | N/A | $1,000 |
| 3 Bedroom | N/A | N/A | $1,310 |
| 4 Bedroom | N/A | N/A | $1,510 |
Affordability — Pinnacle, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $266,000 |
| Median Household Income | $75,500 |