Rural Hall, NC—27045
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rural Hall, NC
As of Oct '25, the median home price in Rural Hall, NC is $265,000, with a year-over-year change of -0.4%. This indicates that home prices in Rural Hall, NC are flat. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $265,000 | -0.4% |
| Single Family | $266,000 | 0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $174,000 | -1.7% |
3 Bed | $263,000 | -0.4% |
4 Bed | $316,000 | 0.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rural Hall, NC
As of July '25, Rentcast reports the average rent in Rural Hall, NC is $1,590, with a year-over-year rent change of -5.9%. Per bedroom, the median rent as of July '25 in Rural Hall, NC is 1-bedrooms: $796, 2-bedrooms: $1,080, 3-bedrooms: $1,790, 4-bedrooms: $2,160. The most common rental property sizes in Rural Hall, NC are 3-bedroom and 2-bedroom, accounting for 46.6% and 33.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,750 | $1,590 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $695 | $796 |
| 2 Bed Rent | $1,080 | $1,080 |
| 3 Bed Rent | $1,850 | $1,790 |
| 4 Bed Rent | $2,120 | $2,160 |
% of Rental Stock
Property Listings — Rural Hall, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Rural Hall, NC is 52. This is a decrease of -24.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $330,000 | 10.0% |
Listing Count | 49 | 78.0% |
| Listings as % of Homes | 0.8% | 78.0% |
Days on Market | 52 | -24.0% |
Demographics — Rural Hall, NC
As of the latest ACS Survey released in 2023, Rural Hall, NC has a population of 10,100, which has increased by 7.6% over the past 5 years. Rural Hall, NC is a moderately popular place for families, as children make up 20.2% of the population. The area has a moderately educated workforce, with 26.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,100 | 7.6% |
% Under 18 | 20.2% | -1.5% |
% Seniors | 17.3% | 8.8% |
% WFH | 14.2% | 545.5% |
% w/ College Degree | 26.2% | 23.6% |
As of the latest ACS Survey released in 2023, Rural Hall, NC is a predominantly white area, with 66.5% of the population identifying as white. The white population has shrunk by 6.3% in the last 5 years. The second most common race or ethnicity in Rural Hall, NC is black, making up 23.7% of the population. Foreign-born residents account for 2.2% of the population in Rural Hall, NC, and this percentage has decreased by 53.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 66.5% | -6.3% |
% Black | 23.7% | 46.3% |
% Hispanic | 5.4% | -48.6% |
% Asian | 0.1% | -66.7% |
% Foreign Born | 2.2% | -53.2% |
Mortgage and Risk — Rural Hall, NC
According to HUD data as of 2023, there were 321 mortgage originations in Rural Hall, NC, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Rural Hall, NC. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 321 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Rural Hall, NC
As of 2024, the percent of homes in Rural Hall, NC under the Section 8 program is 4.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Rural Hall, NC, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 43 |
Total Units Section 8 | 43 |
% Rentals under Section 8 | 4.9% |
% Occupied Section 8 | 78.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $315 | $695 | $1,010 |
| 2 Bedroom | $100 | $1,080 | $1,180 |
| 3 Bedroom | -$300 | $1,850 | $1,550 |
| 4 Bedroom | -$300 | $2,120 | $1,820 |
Affordability — Rural Hall, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $265,000 |
| Median Household Income | $70,300 |