Jamestown, NC—27282
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Jamestown, NC
As of Oct '25, the median home price in Jamestown, NC is $324,000, with a year-over-year change of -0.1%. This indicates that home prices in Jamestown, NC are flat. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $324,000 | -0.1% |
| Single Family | $329,000 | 0.0% |
| Condos | $182,000 | -3.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $189,000 | -3.1% |
3 Bed | $301,000 | -0.3% |
4 Bed | $405,000 | 0.7% |
| 5 Bed | $427,000 | 0.0% |
% of Housing Stock
Rental Trends — Jamestown, NC
As of July '25, Rentcast reports the average rent in Jamestown, NC is $2,110, with a year-over-year rent change of 1.0%. Per bedroom, the median rent as of July '25 in Jamestown, NC is studios: $946, 2-bedrooms: $1,090, 3-bedrooms: $2,030, 4-bedrooms: $2,470. The most common rental property sizes in Jamestown, NC are 2-bedroom and 3-bedroom, accounting for 38.3% and 29.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,110 |
| Studio Rent | $946 | $946 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $895 | $1,090 |
| 3 Bed Rent | $1,970 | $2,030 |
| 4 Bed Rent | $2,340 | $2,470 |
% of Rental Stock
Property Listings — Jamestown, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Jamestown, NC is 44. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $366,000 | 4.0% |
Listing Count | 57 | 1.0% |
| Listings as % of Homes | 0.7% | 1.0% |
Days on Market | 44 | 5.0% |
Demographics — Jamestown, NC
As of the latest ACS Survey released in 2023, Jamestown, NC has a population of 14,700, which has decreased by -17.4% over the past 5 years. Jamestown, NC is a moderately popular place for families, as children make up 19.7% of the population. The area has a highly educated workforce, with 52.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,700 | -17.4% |
% Under 18 | 19.7% | -8.8% |
% Seniors | 21.0% | 48.9% |
% WFH | 11.4% | 111.1% |
% w/ College Degree | 52.3% | 16.7% |
As of the latest ACS Survey released in 2023, Jamestown, NC is a predominantly white area, with 68.0% of the population identifying as white. The white population has grown by 8.3% in the last 5 years. The second most common race or ethnicity in Jamestown, NC is black, making up 16.2% of the population. Foreign-born residents account for 11.6% of the population in Jamestown, NC, and this percentage has decreased by 12.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 68.0% | 8.3% |
% Black | 16.2% | -21.7% |
% Hispanic | 9.0% | 52.5% |
% Asian | 5.0% | -40.5% |
% Foreign Born | 11.6% | -12.1% |
Mortgage and Risk — Jamestown, NC
According to HUD data as of 2023, there were 302 mortgage originations in Jamestown, NC, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Jamestown, NC. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 302 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Jamestown, NC
Jamestown, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 28 |
Total Units Section 8 | 23 |
% Rentals under Section 8 | 1.4% |
% Occupied Section 8 | 70.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,320 |
| 2 Bedroom | $565 | $895 | $1,460 |
| 3 Bedroom | -$110 | $1,970 | $1,860 |
| 4 Bedroom | -$250 | $2,340 | $2,090 |
Affordability — Jamestown, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $324,000 |
| Median Household Income | $86,300 |