Milton, NC27305

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$156,000
6.5% YoY Growth
Median Household Income
$53,800
2.3% 5-Year Growth
Days on Market
82
197.0% Longer than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Milton, NC

As of Oct '25, Realtor.com reports that the median days on market for a home in Milton, NC is 82. This is a increase of 197.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$352,0000.0%
Listing Count
486.0%
Listings as % of Homes0.1%86.0%
Days on Market
82197.0%
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Demographics — Milton, NC

As of the latest ACS Survey released in 2023, Milton, NC has a population of 1,380, which has decreased by -24.1% over the past 5 years. Milton, NC is a moderately popular place for families, as children make up 19.6% of the population. The area has a poorly educated workforce, with 19.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 0.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
1,380-24.1%
% Under 18
19.6%-10.5%
% Seniors
36.7%73.9%
% WFH
0.4%-73.3%
% w/ College Degree
19.5%-3.0%
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As of the latest ACS Survey released in 2023, Milton, NC is a predominantly black area, with 58.5% of the population identifying as black. The black population has grown by 18.7% in the last 5 years. The second most common race or ethnicity in Milton, NC is white, making up 40.5% of the population. Foreign-born residents account for 0.0% of the population in Milton, NC, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
40.5%-8.6%
% Black
58.5%18.7%
% Hispanic
0.6%∞%
% Asian
0.0%-100.0%
% Foreign Born
0.0%-100.0%
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Mortgage and Risk — Milton, NC

According to HUD data as of 2023, there were 21 mortgage originations in Milton, NC, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Milton, NC. Investor activity is low, as 5.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
21
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
5.0%
% Second Loans
10.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — Milton, NC

Milton, NC lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
29
Total Units Section 8
27
% Rentals under Section 8
61.1%
% Occupied Section 8
76.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,240
2 BedroomN/AN/A$1,400
3 BedroomN/AN/A$1,910
4 BedroomN/AN/A$2,100

Affordability — Milton, NC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.7
Median Home Price$156,000
Median Household Income$53,800

Milton, NC — ZIP Code Boundary Map

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Frequently Asked Questions