Pelham, NC27311

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$158,000
4.2% YoY Growth
Median Household Income
$35,500
13.0% 5-Year Growth
Days on Market
71
4.0% Longer than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Pelham, NC

As of Oct '25, Realtor.com reports that the median days on market for a home in Pelham, NC is 71. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$172,000-49.0%
Listing Count
1062.0%
Listings as % of Homes0.1%62.0%
Days on Market
714.0%
Loading chart...

Demographics — Pelham, NC

As of the latest ACS Survey released in 2023, Pelham, NC has a population of 3,660, which has decreased by -1.1% over the past 5 years. Pelham, NC is a popular place for families, as children make up 25.2% of the population. The area has a poorly educated workforce, with 8.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,660-1.1%
% Under 18
25.2%33.3%
% Seniors
19.8%4.8%
% WFH
10.7%970.0%
% w/ College Degree
8.6%7.5%
Loading chart...

As of the latest ACS Survey released in 2023, Pelham, NC is a predominantly white area, with 58.9% of the population identifying as white. The white population has shrunk by 6.4% in the last 5 years. The second most common race or ethnicity in Pelham, NC is black, making up 22.9% of the population. Foreign-born residents account for 8.0% of the population in Pelham, NC, and this percentage has increased by 86.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
58.9%-6.4%
% Black
22.9%-12.9%
% Hispanic
15.4%62.1%
% Asian
0.5%400.0%
% Foreign Born
8.0%86.0%
Loading chart...

Mortgage and Risk — Pelham, NC

According to HUD data as of 2023, there were 46 mortgage originations in Pelham, NC, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Pelham, NC. Investor activity is low, as 2.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
46
% Conventional Loans
83.0%
% Government Loans
17.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
7.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — Pelham, NC

Pelham, NC lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
31
Total Units Section 8
31
% Rentals under Section 8
8.9%
% Occupied Section 8
75.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$820
2 BedroomN/AN/A$930
3 BedroomN/AN/A$1,260
4 BedroomN/AN/A$1,390

Affordability — Pelham, NC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.3
Median Home Price$158,000
Median Household Income$35,500

Pelham, NC — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions