Ramseur, NC—27316
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ramseur, NC
As of Oct '25, the median home price in Ramseur, NC is $207,000, with a year-over-year change of 2.2%. This indicates that home prices in Ramseur, NC are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $207,000 | 2.2% |
| Single Family | $208,000 | 3.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $202,000 | 3.6% |
3 Bed | $221,000 | 3.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ramseur, NC
As of July '25, Rentcast reports the average rent in Ramseur, NC is $772, with a year-over-year rent change of -36.2%. Per bedroom, the median rent as of July '25 in Ramseur, NC is 1-bedrooms: $682, 2-bedrooms: $950. The most common rental property sizes in Ramseur, NC are 2-bedroom and 3-bedroom, accounting for 50.3% and 40.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $700 | $772 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $665 | $682 |
| 2 Bed Rent | $950 | $950 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ramseur, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Ramseur, NC is 37. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $288,000 | -7.0% |
Listing Count | 19 | 100.0% |
| Listings as % of Homes | 0.4% | 100.0% |
Days on Market | 37 | 7.0% |
Demographics — Ramseur, NC
As of the latest ACS Survey released in 2023, Ramseur, NC has a population of 7,230, which has remained stable by 1.0% over the past 5 years. Ramseur, NC is a moderately popular place for families, as children make up 22.9% of the population. The area has a poorly educated workforce, with 16.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,230 | 1.0% |
% Under 18 | 22.9% | -6.5% |
% Seniors | 17.6% | 14.3% |
% WFH | 2.3% | -68.5% |
% w/ College Degree | 16.4% | 56.2% |
As of the latest ACS Survey released in 2023, Ramseur, NC is a predominantly white area, with 79.4% of the population identifying as white. The white population has grown by 25.6% in the last 5 years. The second most common race or ethnicity in Ramseur, NC is hispanic, making up 13.3% of the population. Foreign-born residents account for 4.1% of the population in Ramseur, NC, and this percentage has decreased by 62.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.4% | 25.6% |
% Black | 4.7% | -64.4% |
% Hispanic | 13.3% | -29.3% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 4.1% | -62.0% |
Mortgage and Risk — Ramseur, NC
According to HUD data as of 2023, there were 108 mortgage originations in Ramseur, NC, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Ramseur, NC. Investor activity is low, as 4.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 108 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 4.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Ramseur, NC
Ramseur, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 77 |
Total Units Section 8 | 77 |
% Rentals under Section 8 | 9.5% |
% Occupied Section 8 | 84.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $275 | $665 | $940 |
| 2 Bedroom | $110 | $950 | $1,060 |
| 3 Bedroom | N/A | N/A | $1,350 |
| 4 Bedroom | N/A | N/A | $1,520 |
Affordability — Ramseur, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $207,000 |
| Median Household Income | $52,700 |