Creedmoor, NC—27522
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Creedmoor, NC
As of Oct '25, the median home price in Creedmoor, NC is $339,000, with a year-over-year change of 0.1%. This indicates that home prices in Creedmoor, NC are flat. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $339,000 | 0.1% |
| Single Family | $339,000 | 0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $237,000 | -4.0% |
3 Bed | $331,000 | 0.0% |
4 Bed | $416,000 | 0.5% |
| 5 Bed | $460,000 | -0.6% |
% of Housing Stock
Rental Trends — Creedmoor, NC
As of July '25, Rentcast reports the average rent in Creedmoor, NC is $1,670, with a year-over-year rent change of -3.5%. Per bedroom, the median rent as of July '25 in Creedmoor, NC is 1-bedrooms: $1,600, 2-bedrooms: $1,370, 3-bedrooms: $1,870, 4-bedrooms: $2,230. The most common rental property sizes in Creedmoor, NC are 2-bedroom and 3-bedroom, accounting for 37.5% and 29.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,670 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,600 | $1,600 |
| 2 Bed Rent | $1,400 | $1,370 |
| 3 Bed Rent | $1,700 | $1,870 |
| 4 Bed Rent | $2,200 | $2,230 |
% of Rental Stock
Property Listings — Creedmoor, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Creedmoor, NC is 50. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $345,000 | -10.0% |
Listing Count | 56 | 58.0% |
| Listings as % of Homes | 0.5% | 58.0% |
Days on Market | 50 | 29.0% |
Demographics — Creedmoor, NC
As of the latest ACS Survey released in 2023, Creedmoor, NC has a population of 13,700, which has increased by 15.1% over the past 5 years. Creedmoor, NC is a moderately popular place for families, as children make up 24.1% of the population. The area has a moderately educated workforce, with 28.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,700 | 15.1% |
% Under 18 | 24.1% | -6.6% |
% Seniors | 14.8% | 10.4% |
% WFH | 10.4% | 92.6% |
% w/ College Degree | 28.5% | -3.1% |
As of the latest ACS Survey released in 2023, Creedmoor, NC is a predominantly white area, with 46.1% of the population identifying as white. The white population has shrunk by 30.4% in the last 5 years. The second most common race or ethnicity in Creedmoor, NC is black, making up 30.5% of the population. Foreign-born residents account for 7.9% of the population in Creedmoor, NC, and this percentage has increased by 61.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 46.1% | -30.4% |
% Black | 30.5% | 62.2% |
% Hispanic | 18.1% | 94.6% |
% Asian | 0.8% | -27.3% |
% Foreign Born | 7.9% | 61.2% |
Mortgage and Risk — Creedmoor, NC
According to HUD data as of 2023, there were 249 mortgage originations in Creedmoor, NC, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Creedmoor, NC. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 249 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Creedmoor, NC
As of 2024, the percent of homes in Creedmoor, NC under the Section 8 program is 2.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Creedmoor, NC, because HUD payments exceed market rent, while 1-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 32 |
Total Units Section 8 | 30 |
% Rentals under Section 8 | 2.7% |
% Occupied Section 8 | 99.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$200 | $1,600 | $1,400 |
| 2 Bedroom | $150 | $1,400 | $1,550 |
| 3 Bedroom | $330 | $1,700 | $2,030 |
| 4 Bedroom | $240 | $2,200 | $2,440 |
Affordability — Creedmoor, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $339,000 |
| Median Household Income | $74,700 |