Goldsboro, NC27530

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$174,000
4.0% YoY Growth
Median Household Income
$55,500
53.0% 5-Year Growth
Days on Market
63
7.0% Longer than last year
Home Price Forecast
-0.6%
Median Rent
$1,450
0.7% YoY Growth
1-Bed Rent
$1,000
27.2% YoY Growth
2-Bed Rent
$1,100
1.8% YoY Growth
3-Bed Rent
$1,600
4.6% YoY Growth

Other Zip Codes in Goldsboro, NC

Property Listings — Goldsboro, NC

As of Oct '25, Realtor.com reports that the median days on market for a home in Goldsboro, NC is 63. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$270,000-2.0%
Listing Count
19035.0%
Listings as % of Homes0.7%35.0%
Days on Market
637.0%
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Demographics — Goldsboro, NC

As of the latest ACS Survey released in 2023, Goldsboro, NC has a population of 37,400, which has decreased by -3.7% over the past 5 years. Goldsboro, NC is a moderately popular place for families, as children make up 24.0% of the population. The area has a poorly educated workforce, with 21.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
37,400-3.7%
% Under 18
24.0%1.7%
% Seniors
17.5%8.7%
% WFH
3.4%3.0%
% w/ College Degree
21.7%9.0%
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As of the latest ACS Survey released in 2023, Goldsboro, NC is a predominantly white area, with 46.8% of the population identifying as white. The white population has shrunk by 9.7% in the last 5 years. The second most common race or ethnicity in Goldsboro, NC is black, making up 41.8% of the population. Foreign-born residents account for 4.2% of the population in Goldsboro, NC, and this percentage has decreased by 19.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
46.8%-9.7%
% Black
41.8%8.3%
% Hispanic
6.6%8.2%
% Asian
1.6%128.6%
% Foreign Born
4.2%-19.2%
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Mortgage and Risk — Goldsboro, NC

According to HUD data as of 2023, there were 716 mortgage originations in Goldsboro, NC, of which 58.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Goldsboro, NC. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
716
% Conventional Loans
58.0%
% Government Loans
42.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Goldsboro, NC

As of 2024, the percent of homes in Goldsboro, NC under the Section 8 program is 7.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Goldsboro, NC, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,940
Total Units Section 8
484
% Rentals under Section 8
7.4%
% Occupied Section 8
82.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$150$1,000$850
2 Bedroom$10$1,100$1,110
3 Bedroom-$240$1,600$1,360
4 Bedroom-$300$2,100$1,800

Affordability — Goldsboro, NC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3
Median Home Price$174,000
Median Household Income$55,500

Goldsboro, NC — ZIP Code Boundary Map

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Frequently Asked Questions