Oxford, NC 27581 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Oxford, NC—27581

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$311,000

0.0% YoY Growth

Household Income

$68,200

7.2% YoY Growth

Days on Market

41.0% Longer YoY

Home Price Forecast

1.7%

Median Rent

$3,250

40.1% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

$3,250

40.1% YoY Growth

Other Zip Codes in Oxford, NC

27565

Home Price Trends — Oxford, NC

As of Dec '25, the median home price in Oxford, NC is $311,000, with a year-over-year change of 0.0%. This indicates that home prices in Oxford, NC are flat. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$311,000	0.0%
Single Family	$311,000	0.3%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Oxford, NC

As of July '25, Rentcast reports the average rent in Oxford, NC is $3,250, with a year-over-year rent change of 40.1%. Per bedroom, the median rent as of July '25 in Oxford, NC is 3-bedrooms: $3,250. The most common rental property sizes in Oxford, NC are 3-bedroom and 2-bedroom, accounting for 54.8% and 45.2% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$3,250	$3,250
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	$3,250	$3,250
4 Bed Rent	N/A	N/A

Loading chart...

% of Rental Stock

2 Bedrooms

45.2%

3 Bedrooms

54.8%

Property Listings — Oxford, NC

As of Dec '25, Realtor.com reports that the median days on market for a home in Oxford, NC is 42. This is a increase of 59.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$379,000	6.0%
Listing Count	28	170.0%
Listings as % of Homes	0.3%	170.0%
Days on Market	35	41.0%

Loading chart...

Demographics — Oxford, NC

As of the latest ACS Survey released in 2023, Oxford, NC has a population of 3,940, which has decreased by -18.4% over the past 5 years. Oxford, NC is a popular place for families, as children make up 26.5% of the population. The area has a poorly educated workforce, with 21.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.3% reporting working from home.

Metric	Latest Census	YoY % Change
Population	3,940	-18.4%
% Under 18	26.5%	90.6%
% Seniors	15.2%	31.0%
% WFH	8.3%	130.6%
% w/ College Degree	21.2%	39.5%

Loading chart...

As of the latest ACS Survey released in 2023, Oxford, NC is a predominantly white area, with 66.6% of the population identifying as white. The white population has grown by 0.3% in the last 5 years. The second most common race or ethnicity in Oxford, NC is black, making up 14.7% of the population. Foreign-born residents account for 5.2% of the population in Oxford, NC, and this percentage has increased by 48.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	66.6%	0.3%
% Black	14.7%	-34.4%
% Hispanic	13.1%	89.9%
% Asian	0.2%	∞%
% Foreign Born	5.2%	48.6%

Loading chart...

Mortgage and Risk — Oxford, NC

According to HUD data as of 2023, there were 164 mortgage originations in Oxford, NC, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Oxford, NC. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	164
% Conventional Loans	80.0%
% Government Loans	20.0%
% Investor Loans	1.0%
% Second Loans	0.0%
% Cash Out Refinance	13.0%

Loading chart...

Rentals and Section 8 — Oxford, NC

Oxford, NC lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	3
Total Units Section 8	3
% Rentals under Section 8	1.3%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,140
2 Bedroom	N/A	N/A	$1,260
3 Bedroom	-$1,600	$3,250	$1,650
4 Bedroom	N/A	N/A	$1,780

Oxford, NC—27581

Key Metrics at a Glance

Other Zip Codes in Oxford, NC

Home Price Trends — Oxford, NC

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Oxford, NC

% of Rental Stock

Property Listings — Oxford, NC

Demographics — Oxford, NC

Race and Ethnicity

Mortgage and Risk — Oxford, NC

Mortgages

Rentals and Section 8 — Oxford, NC

Section 8 Market Size

Section 8 Opportunity

Affordability — Oxford, NC

Home Price to Income Ratio

Oxford, NC — ZIP Code Boundary Map

Nearby ZIP Codes

Butner, NC

Creedmoor, NC

Bahama, NC

Rougemont, NC

Oxford, NC

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.3
Median Home Price	$311,000
Median Household Income	$68,200

Oxford, NC—27581

Key Metrics at a Glance

Other Zip Codes in Oxford, NC

Home Price Trends — Oxford, NC

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Oxford, NC

% of Rental Stock

Property Listings — Oxford, NC

Demographics — Oxford, NC

Race and Ethnicity

Mortgage and Risk — Oxford, NC

Mortgages

Rentals and Section 8 — Oxford, NC

Section 8 Market Size

Section 8 Opportunity

Affordability — Oxford, NC

Home Price to Income Ratio

Oxford, NC — ZIP Code Boundary Map

Nearby ZIP Codes

Butner, NC

Creedmoor, NC

Bahama, NC

Rougemont, NC

Oxford, NC

Frequently Asked Questions

What is the average home price in Oxford, NC 27581?

How have home prices in Oxford, NC 27581 changed over the past year?

What is the home price projection for Oxford, NC 27581?

What are the demographics of Oxford, NC 27581?

How long does it take homes to sell in Oxford, NC 27581?

What is the average rent price in Oxford, NC 27581?