Belhaven, NC—27810
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Belhaven, NC
As of Oct '25, the median home price in Belhaven, NC is $235,000, with a year-over-year change of 1.8%. This indicates that home prices in Belhaven, NC are increasing. According to Zillow, the 1-year price projection is 3.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $235,000 | 1.8% |
| Single Family | $228,000 | 2.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $219,000 | 2.8% |
3 Bed | $274,000 | 4.2% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Belhaven, NC
As of July '25, Rentcast reports the average rent in Belhaven, NC is $1,400, with a year-over-year rent change of 1.4%. Per bedroom, the median rent as of July '25 in Belhaven, NC is 3-bedrooms: $1,400. The most common rental property sizes in Belhaven, NC are 4-bedroom and 3-bedroom, accounting for 34.4% and 30.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,400 | $1,400 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,400 | $1,400 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Belhaven, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Belhaven, NC is 77. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $346,000 | -3.0% |
Listing Count | 39 | 42.0% |
| Listings as % of Homes | 0.3% | 42.0% |
Days on Market | 77 | 10.0% |
Demographics — Belhaven, NC
As of the latest ACS Survey released in 2023, Belhaven, NC has a population of 3,640, which has decreased by -10.7% over the past 5 years. Belhaven, NC is a moderately popular place for families, as children make up 17.8% of the population. The area has a poorly educated workforce, with 23.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,640 | -10.7% |
% Under 18 | 17.8% | 1.7% |
% Seniors | 31.0% | 6.2% |
% WFH | 9.7% | 70.2% |
% w/ College Degree | 23.1% | 41.7% |
As of the latest ACS Survey released in 2023, Belhaven, NC is a predominantly white area, with 73.6% of the population identifying as white. The white population has grown by 9.2% in the last 5 years. The second most common race or ethnicity in Belhaven, NC is black, making up 19.7% of the population. Foreign-born residents account for 2.2% of the population in Belhaven, NC, and this percentage has decreased by 68.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.6% | 9.2% |
% Black | 19.7% | -16.5% |
% Hispanic | 4.7% | -44.7% |
% Asian | 0.0% | N/A |
% Foreign Born | 2.2% | -68.1% |
Mortgage and Risk — Belhaven, NC
According to HUD data as of 2023, there were 28 mortgage originations in Belhaven, NC, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Belhaven, NC. Investor activity is low, as 4.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 28 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 4.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Belhaven, NC
Belhaven, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 72 |
Total Units Section 8 | 72 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 73.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $870 |
| 2 Bedroom | N/A | N/A | $1,060 |
| 3 Bedroom | $10 | $1,400 | $1,410 |
| 4 Bedroom | N/A | N/A | $1,760 |
Affordability — Belhaven, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $235,000 |
| Median Household Income | $47,200 |