Enfield, NC27823

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$64,000
12.5% YoY Growth
Median Household Income
$33,500
5.0% 5-Year Growth
Days on Market
93
4.0% Shorter than last year
Home Price Forecast
-0.9%
Median Rent
$800
41.6% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$850
N/A
3-Bed Rent
$800
42.0% YoY Growth

Property Listings — Enfield, NC

As of Oct '25, Realtor.com reports that the median days on market for a home in Enfield, NC is 93. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$267,0002.0%
Listing Count
1851.0%
Listings as % of Homes0.2%51.0%
Days on Market
93-4.0%
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Demographics — Enfield, NC

As of the latest ACS Survey released in 2023, Enfield, NC has a population of 6,500, which has decreased by -17.6% over the past 5 years. Enfield, NC is a moderately popular place for families, as children make up 21.9% of the population. The area has a poorly educated workforce, with 5.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
6,500-17.6%
% Under 18
21.9%25.1%
% Seniors
20.0%14.3%
% WFH
3.2%18.5%
% w/ College Degree
5.4%-43.2%
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As of the latest ACS Survey released in 2023, Enfield, NC is a predominantly black area, with 82.0% of the population identifying as black. The black population has grown by 4.9% in the last 5 years. The second most common race or ethnicity in Enfield, NC is white, making up 12.5% of the population. Foreign-born residents account for 0.9% of the population in Enfield, NC, and this percentage has decreased by 64.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
12.5%-0.8%
% Black
82.0%4.9%
% Hispanic
2.1%40.0%
% Asian
0.0%-100.0%
% Foreign Born
0.9%-64.0%
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Mortgage and Risk — Enfield, NC

According to HUD data as of 2023, there were 32 mortgage originations in Enfield, NC, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 59.0% above 90% LTV (very high). This implies large mortgage risk in Enfield, NC. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
32
% Conventional Loans
66.0%
% Government Loans
34.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Enfield, NC

Enfield, NC lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
278
Total Units Section 8
227
% Rentals under Section 8
N/A
% Occupied Section 8
73.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$760
2 Bedroom$110$850$960
3 Bedroom$380$800$1,180
4 BedroomN/AN/A$1,430

Affordability — Enfield, NC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.2
Median Home Price$64,000
Median Household Income$33,500

Enfield, NC — ZIP Code Boundary Map

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Frequently Asked Questions