Lucama, NC—27851
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lucama, NC
As of Oct '25, the median home price in Lucama, NC is $205,000, with a year-over-year change of 0.1%. This indicates that home prices in Lucama, NC are flat. According to Zillow, the 1-year price projection is 2.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $205,000 | 0.1% |
| Single Family | $206,000 | 0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $135,000 | 0.7% |
3 Bed | $229,000 | 1.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Lucama, NC
As of July '25, Rentcast reports the average rent in Lucama, NC is $2,100, with a year-over-year rent change of 75.0%. Per bedroom, the median rent as of July '25 in Lucama, NC is 3-bedrooms: $2,100. The most common rental property sizes in Lucama, NC are 2-bedroom and 3-bedroom, accounting for 48.0% and 35.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,100 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,100 | $2,100 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lucama, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Lucama, NC is 35. This is a decrease of -25.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $262,000 | -2.0% |
Listing Count | 11 | 22.0% |
| Listings as % of Homes | 0.5% | 22.0% |
Days on Market | 35 | -25.0% |
Demographics — Lucama, NC
As of the latest ACS Survey released in 2023, Lucama, NC has a population of 5,370, which has remained stable by 0.2% over the past 5 years. Lucama, NC is a popular place for families, as children make up 25.9% of the population. The area has a poorly educated workforce, with 18.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,370 | 0.2% |
% Under 18 | 25.9% | 18.8% |
% Seniors | 18.8% | 16.0% |
% WFH | 13.6% | 946.2% |
% w/ College Degree | 18.1% | 115.5% |
As of the latest ACS Survey released in 2023, Lucama, NC is a predominantly white area, with 64.6% of the population identifying as white. The white population has shrunk by 12.7% in the last 5 years. The second most common race or ethnicity in Lucama, NC is black, making up 22.9% of the population. Foreign-born residents account for 4.1% of the population in Lucama, NC, and this percentage has decreased by 34.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 64.6% | -12.7% |
% Black | 22.9% | 51.7% |
% Hispanic | 6.9% | -28.1% |
% Asian | 0.0% | N/A |
% Foreign Born | 4.1% | -34.9% |
Mortgage and Risk — Lucama, NC
According to HUD data as of 2023, there were 79 mortgage originations in Lucama, NC, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Lucama, NC. Investor activity is low, as 1.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 79 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Lucama, NC
Lucama, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 0.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $750 |
| 2 Bedroom | N/A | N/A | $990 |
| 3 Bedroom | -$870 | $2,100 | $1,230 |
| 4 Bedroom | N/A | N/A | $1,650 |
Affordability — Lucama, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $205,000 |
| Median Household Income | $61,600 |