Pinetops, NC27852

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$156,000
3.3% YoY Growth
Median Household Income
$58,900
34.1% 5-Year Growth
Days on Market
88
12.0% Longer than last year
Home Price Forecast
2.8%
Median Rent
$900
8.8% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$900
N/A
3-Bed Rent
N/A
N/A

Other Zip Codes in Pinetops, NC

Property Listings — Pinetops, NC

As of Oct '25, Realtor.com reports that the median days on market for a home in Pinetops, NC is 88. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$232,00036.0%
Listing Count
791.0%
Listings as % of Homes0.6%91.0%
Days on Market
8812.0%
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Demographics — Pinetops, NC

As of the latest ACS Survey released in 2023, Pinetops, NC has a population of 2,420, which has decreased by -22.9% over the past 5 years. Pinetops, NC is a moderately popular place for families, as children make up 15.6% of the population. The area has a poorly educated workforce, with 24.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
2,420-22.9%
% Under 18
15.6%-35.8%
% Seniors
21.5%32.7%
% WFH
2.5%78.6%
% w/ College Degree
24.8%136.2%
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As of the latest ACS Survey released in 2023, Pinetops, NC is a predominantly white area, with 77.6% of the population identifying as white. The white population has grown by 4.9% in the last 5 years. The second most common race or ethnicity in Pinetops, NC is black, making up 17.8% of the population. Foreign-born residents account for 2.6% of the population in Pinetops, NC, and this percentage has decreased by 10.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
77.6%4.9%
% Black
17.8%-11.9%
% Hispanic
1.4%-72.0%
% Asian
2.4%242.9%
% Foreign Born
2.6%-10.3%
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Mortgage and Risk — Pinetops, NC

According to HUD data as of 2023, there were 35 mortgage originations in Pinetops, NC, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Pinetops, NC. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
35
% Conventional Loans
71.0%
% Government Loans
29.0%
% Investor Loans
0.0%
% Second Loans
3.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Pinetops, NC

Pinetops, NC lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
2
Total Units Section 8
1
% Rentals under Section 8
0.5%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$840
2 Bedroom$140$900$1,040
3 BedroomN/AN/A$1,420
4 BedroomN/AN/A$1,770

Affordability — Pinetops, NC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.4
Median Home Price$156,000
Median Household Income$58,900

Pinetops, NC — ZIP Code Boundary Map

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Frequently Asked Questions