Wilson, NC—27896
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Wilson, NC
Home Price Trends — Wilson, NC
As of Oct '25, the median home price in Wilson, NC is $279,000, with a year-over-year change of -0.1%. This indicates that home prices in Wilson, NC are flat. According to Zillow, the 1-year price projection is 2.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $279,000 | -0.1% |
| Single Family | $280,000 | -0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $179,000 | 2.3% |
3 Bed | $270,000 | 0.0% |
4 Bed | $377,000 | 1.1% |
| 5 Bed | $459,000 | 0.7% |
% of Housing Stock
Rental Trends — Wilson, NC
As of July '25, Rentcast reports the average rent in Wilson, NC is $1,550, with a year-over-year rent change of -4.9%. Per bedroom, the median rent as of July '25 in Wilson, NC is 1-bedrooms: $1,520, 2-bedrooms: $1,210, 3-bedrooms: $1,670, 4-bedrooms: $2,000. The most common rental property sizes in Wilson, NC are 2-bedroom and 3-bedroom, accounting for 47.7% and 35.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,520 | $1,550 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,520 | $1,520 |
| 2 Bed Rent | $1,120 | $1,210 |
| 3 Bed Rent | $1,750 | $1,670 |
| 4 Bed Rent | $2,000 | $2,000 |
% of Rental Stock
Property Listings — Wilson, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Wilson, NC is 87. This is a increase of 38.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $325,000 | -3.0% |
Listing Count | 112 | 25.0% |
| Listings as % of Homes | 0.5% | 25.0% |
Days on Market | 87 | 38.0% |
Demographics — Wilson, NC
As of the latest ACS Survey released in 2023, Wilson, NC has a population of 18,800, which has decreased by -9.1% over the past 5 years. Wilson, NC is a moderately popular place for families, as children make up 20.6% of the population. The area has a moderately educated workforce, with 33.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 18,800 | -9.1% |
% Under 18 | 20.6% | -10.8% |
% Seniors | 19.8% | 8.2% |
% WFH | 7.8% | 254.5% |
% w/ College Degree | 33.8% | -2.3% |
As of the latest ACS Survey released in 2023, Wilson, NC is a predominantly white area, with 61.0% of the population identifying as white. The white population has grown by 1.7% in the last 5 years. The second most common race or ethnicity in Wilson, NC is black, making up 23.7% of the population. Foreign-born residents account for 7.1% of the population in Wilson, NC, and this percentage has increased by 42.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 61.0% | 1.7% |
% Black | 23.7% | -20.5% |
% Hispanic | 9.2% | 43.8% |
% Asian | 2.6% | 52.9% |
% Foreign Born | 7.1% | 42.0% |
Mortgage and Risk — Wilson, NC
According to HUD data as of 2023, there were 478 mortgage originations in Wilson, NC, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Wilson, NC. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 478 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Wilson, NC
As of 2024, the percent of homes in Wilson, NC under the Section 8 program is 3.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Wilson, NC, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 77 |
Total Units Section 8 | 72 |
% Rentals under Section 8 | 3.5% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$610 | $1,520 | $910 |
| 2 Bedroom | $20 | $1,120 | $1,140 |
| 3 Bedroom | -$260 | $1,750 | $1,490 |
| 4 Bedroom | -$290 | $2,000 | $1,710 |
Affordability — Wilson, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $279,000 |
| Median Household Income | $67,900 |