Harrisburg, NC—28075
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Harrisburg, NC
As of Oct '25, the median home price in Harrisburg, NC is $496,000, with a year-over-year change of -1.8%. This indicates that home prices in Harrisburg, NC are decreasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $496,000 | -1.8% |
| Single Family | $502,000 | -2.0% |
| Condos | $236,000 | -5.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $271,000 | -4.9% |
3 Bed | $400,000 | -2.7% |
4 Bed | $526,000 | -1.7% |
| 5 Bed | $669,000 | -0.4% |
% of Housing Stock
Rental Trends — Harrisburg, NC
As of July '25, Rentcast reports the average rent in Harrisburg, NC is $2,620, with a year-over-year rent change of 9.2%. Per bedroom, the median rent as of July '25 in Harrisburg, NC is studios: $1,520, 3-bedrooms: $2,220, 4-bedrooms: $2,570. The most common rental property sizes in Harrisburg, NC are 3-bedroom and 4-bedroom, accounting for 35.2% and 29.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,560 | $2,620 |
| Studio Rent | $1,520 | $1,520 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,200 | $2,220 |
| 4 Bed Rent | $2,580 | $2,570 |
% of Rental Stock
Property Listings — Harrisburg, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Harrisburg, NC is 81. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $549,000 | 10.0% |
Listing Count | 167 | 60.0% |
| Listings as % of Homes | 1.3% | 60.0% |
Days on Market | 81 | 17.0% |
Demographics — Harrisburg, NC
As of the latest ACS Survey released in 2023, Harrisburg, NC has a population of 21,600, which has increased by 15.8% over the past 5 years. Harrisburg, NC is a popular place for families, as children make up 27.3% of the population. The area has a highly educated workforce, with 55.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,600 | 15.8% |
% Under 18 | 27.3% | 2.6% |
% Seniors | 12.3% | 7.0% |
% WFH | 24.3% | 192.8% |
% w/ College Degree | 55.3% | 28.0% |
As of the latest ACS Survey released in 2023, Harrisburg, NC is a predominantly white area, with 59.1% of the population identifying as white. The white population has shrunk by 15.2% in the last 5 years. The second most common race or ethnicity in Harrisburg, NC is black, making up 12.1% of the population. Foreign-born residents account for 12.8% of the population in Harrisburg, NC, and this percentage has increased by 50.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 59.1% | -15.2% |
% Black | 12.1% | -31.2% |
% Hispanic | 8.3% | 295.2% |
% Asian | 11.9% | 75.0% |
% Foreign Born | 12.8% | 50.6% |
Mortgage and Risk — Harrisburg, NC
According to HUD data as of 2023, there were 806 mortgage originations in Harrisburg, NC, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Harrisburg, NC. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 806 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Harrisburg, NC
Harrisburg, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 58 |
Total Units Section 8 | 58 |
% Rentals under Section 8 | 12.7% |
% Occupied Section 8 | 83.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,470 |
| 2 Bedroom | N/A | N/A | $2,740 |
| 3 Bedroom | $1,180 | $2,200 | $3,380 |
| 4 Bedroom | $1,700 | $2,580 | $4,280 |
Affordability — Harrisburg, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $496,000 |
| Median Household Income | $141,000 |