Huntersville, NC28078

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$536,000
0.4% YoY Growth
Median Household Income
$121,000
25.7% 5-Year Growth
Days on Market
58
25.0% Longer than last year
Home Price Forecast
1.7%
Median Rent
$2,150
5.9% YoY Growth
1-Bed Rent
$1,600
10.6% YoY Growth
2-Bed Rent
$1,970
3.6% YoY Growth
3-Bed Rent
$2,260
7.5% YoY Growth

Property Listings — Huntersville, NC

As of Oct '25, Realtor.com reports that the median days on market for a home in Huntersville, NC is 58. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$570,0002.0%
Listing Count
46541.0%
Listings as % of Homes0.9%41.0%
Days on Market
5825.0%
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Demographics — Huntersville, NC

As of the latest ACS Survey released in 2023, Huntersville, NC has a population of 69,900, which has increased by 16.3% over the past 5 years. Huntersville, NC is a popular place for families, as children make up 25.2% of the population. The area has a highly educated workforce, with 55.6% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 26.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
69,90016.3%
% Under 18
25.2%-10.6%
% Seniors
12.4%33.3%
% WFH
26.4%177.9%
% w/ College Degree
55.6%1.6%
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As of the latest ACS Survey released in 2023, Huntersville, NC is a predominantly white area, with 70.4% of the population identifying as white. The white population has shrunk by 7.0% in the last 5 years. The second most common race or ethnicity in Huntersville, NC is black, making up 12.8% of the population. Foreign-born residents account for 9.6% of the population in Huntersville, NC, and this percentage has increased by 54.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
70.4%-7.0%
% Black
12.8%8.5%
% Hispanic
7.3%0.0%
% Asian
5.3%112.0%
% Foreign Born
9.6%54.8%
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Mortgage and Risk — Huntersville, NC

According to HUD data as of 2023, there were 1508 mortgage originations in Huntersville, NC, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Huntersville, NC. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,508
% Conventional Loans
92.0%
% Government Loans
8.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Huntersville, NC

As of 2024, the percent of homes in Huntersville, NC under the Section 8 program is 1.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Huntersville, NC, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
99
Total Units Section 8
89
% Rentals under Section 8
1.2%
% Occupied Section 8
78.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$430$1,600$2,030
2 Bedroom$280$1,970$2,250
3 Bedroom$520$2,260$2,780
4 Bedroom$1,000$2,520$3,520

Affordability — Huntersville, NC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$536,000
Median Household Income$121,000

Huntersville, NC — ZIP Code Boundary Map

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Frequently Asked Questions